If you are spending a lot with Amazon, you could consider signing up for Prime membership and then apply for the Amazon Prime Rewards Visa Signature credit card. The cashback on your Visa Signature card could cover your Prime membership fee.

With the Amazon Prime Rewards Visa Signature Card, you are rewarded simply for opening your account. Your benefits and rewards are also not exclusively linked to Amazon purchases.

We’ve had a look at what benefits the Amazon Prime Rewards Visa Signature credit card offers and how to apply for it. We gladly share this information with you. 

Amazon Rewards Visa Signature Card - Learn the Benefits and How to Apply

Amazon Prime Rewards Visa Signature Credit Card: Features

You receive a $100 Amazon gift card as a welcome bonus instantly upon approval. Other rewards you receive include a 5% cashback at Amazon and Whole Foods Market. You also receive 2% back at restaurants, gas stations, and drugstores. 

On all other purchases, you receive 1% back. You can redeem your points for purchases at Amzon.com for cash, travel, or gift cards, to name a few. As long as your account is open, your points don’t expire.

There are no foreign transaction fees if you make purchases outside the U.S.  When traveling, you get accident insurance if you’ve paid for the travel bookings with your Amazon Prime Rewards Visa Signature credit card. 

The card offers zero fraud liability.  It also offers extended warranty protection and an auto rental collision damage waiver.

Pros and Cons of the Amazon Prime Rewards Visa Signature Credit Card 

Your reward points don’t expire, and there is no limit on how much cash back you could earn. Your points can instantly be redeemed as a statement credit on your credit card bill. There are a variety of reward options available.

The Amazon Prime membership requires a high $119 fee, and you have to be a member to apply for the Amazon Prime Rewards Visa Signature credit card. You don’t have an option to transfer rewards points.

Amazon Prime Rewards Visa Signature Credit Card:  Fees and Rates

  • Annual Fee: $0, but $119 Amazon Prime annual membership fee is required).
  • APR – purchase: 14.24% to 22.24%.
  • APR – balance transfer: 14.24% to 22.24%.
  • APR – cash advance: 24.99%.
  • Interest-free period: 21 days after the close of the billing cycle.
  • Balance transfer fee: $5 or 5%, whichever is greater.
  • Cash transfer fee: $10 or 5%, whichever is greater.
  • Foreign transactions: %0.
  • Late payment fee: Up to $39.
  • Return payment fee: Up to $39.
  • Balance transfer fee: $5 or 5%, whichever is greater.
  • Cash advance fee: $10 or 5%, whichever is greater.

Amazon Prime Rewards Visa Signature Credit Card: Eligibility

To qualify for the Amazon Prime Rewards Visa Signature credit card, you have to be an Amazon Prime member. You also must have at least a fair credit score of 640 or more.

How to Get the Amazon Prime Rewards Visa Signature Credit Card?

As the Amazon Prime Rewards Visa Signature Card is only available to Amazon Prime members, you must first register as a Prime member.  An annual $119 membership fee is required. If you are an Amazon Prime member, log in and apply online. 

If you are not a Prime member, click here to start your Amazon Prime member application. As soon as your membership is confirmed, sign in to your account and apply online for the Visa Signature card. 

The majority of applications are responded to in less than 15 seconds. Your actual response time depends on the Internet connection and the volume of submitted requests.

Amazon Prime Rewards Visa Signature Credit Card: Address and Contact 

The Amazon Prime Rewards Visa Signature credit card is issued and administered by Chase Bank, located at Chase Bank USA, 201 North Walnut Street, Wilmington, Delaware 19801. The telephone number is (302) 282-9000.

Amazon Rewards Visa Signature Card - Learn the Benefits and How to Apply

Conclusion

If you are a frequent Amazon shopper and need a credit card to accommodate the purchases and want a card with various other benefits and rewards, the Amazon Prime Rewards Visa Signature credit card is worth considering.

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the Amazon Prime Rewards Visa Signature credit card’s terms and conditions before agreeing on anything.