Are you looking for a credit card that comes with unique perks and also offers low rates? Well, this article is meant for you. Let me introduce you to the Woolworths Everyday Platinum Credit Card.

This credit card will offer you special perks, such as a $50 bonus eGift card for Woolworths and $0 annual fees for the first year.

If this interests you, read on to find out about more of its features and benefits and how you can apply today.

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Benefits and Features of a Woolworths Everyday Platinum Credit Card

The Woolworths Everyday Platinum Credit Card helps you to earn daily rewards on all your purchases.

In the rewards system, you can earn points that convert into shopping cards that are eligible to spend at Woolworths participant stores. Did you know that just 4,000 points is equal to a $20 Woolworths shopping card?

Your spending will also be interest-free for up to 55 days after opening your card on eligible purchases.

And, if you like low promotional fees, this card will strike your fancy! You can earn 0% p.a. for 14 months on balance transfers, as well as $0 annual fees for the first year of card ownership.

More Perks

Another great perk about this credit card that users love is the assurance they get with the Visa zero liability policy, so you won’t be held responsible for fraudulent or unauthorized charges that may occur on your card.

These are just some of the many great perks that come with the use of the Woolworths Everyday Platinum Credit Card. If they interest you, keep reading to find out your eligibility for applying for this credit card today.

Eligibility and How to Apply for a Woolworths Everyday Platinum Credit Card

Applying for this credit card is pretty easy and straightforward, as long as you are eligible. To qualify, you must be at least 18 years old and a permanent Australian resident. You must earn a minimum taxable income of $30,000 and have a good credit history.

To see if you are eligible and to apply, head to the Woolworths website.

If you’re approved for a Woolworths Credit Card, it will be delivered to you via post within 5-7 business days.

Woolworths Everyday Platinum Credit Card Fees & Charges

This credit card comes with fees and other penalty charges. It is always advisable to pay your card on time so as not to incur unwanted fees that could negatively affect your credit score.

  • 19.99% p.a. purchase interest rate
  • 2.5% of the closing balance or $50 minimum payment due
  • 21.99% p.a. cash advance interest rate
  • $0 first year fee, $49 annual fee after that
  • $9 additional cardholder fee
  • $35 late payment fee
  • $5 or 3%  cash advance fee
  • 3% of the value of the transaction applies to each International Transaction

For more detailed information on their fees and charges, head to the Woolworths website and check out other factors to consider.

Bank Contact Info and Address

To contact the bank, call the 24/7 customer service line at 1300 10 1234 in Australia or +61 2 8276 0144 overseas.

The bank’s credit card team is located at 1 Woolworths Way, BELLA VISTA NSW 2153.


Overall, this credit card comes with competitive benefits that you shouldn’t miss out on. If that is what you are looking for, head to the Woolworths website today, and apply for your credit card to start enjoying the perks.

Note: There are risks and fees when using any credit product. Please see the bank’s terms and conditions page before using any credit product.