The Brim World Elite MasterCard Credit Card is a premium card that is provided by Brim Financial, which is a Canadian Fintech company whose main aim is to change how credit card rewards usually work.

Brim Financial is actually a non-bank credit card provider that was founded in 2015, and the company currently offers 3 main credit cards. It offers plenty of perks with their credit cards in addition to a mobile app that can easily be downloaded on Google Play or the App Store. 

Using the app makes it easy for cardholders to access all of the details about their card usage, including access to Google Pay, Apple Pay, FitBit, and even Garmin Pay. Read on to learn more about the Brim World Elite Mastercard Credit Card, and how you can apply for it.

Brim World Elite Mastercard Credit Card - Learn How to Order
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No Foreign Transaction Fees

This is one of those features you are not likely to find on many credit cards. It enables you to travel all over the world and use the card for many different functions, without worrying about being charged a foreign transaction fee.


The card comes with plenty of rewards. You can earn 2 points for each $1 you spend and a 2% cashback rate as well. However, there is a cap of around $25,000, which earns you a 2% cashback. When you exceed this amount, your cashback will revert back to a 1% rate.

Easy Redemption

The points are also easy to redeem and they do not have any restrictions on this. You can redeem the points for travel perks, groceries, and cash back to pay for your credit card. You can also convert the points for $0.01 for every 1 point. This is equivalent to 1 cent. 

The Brim Open Rewards

You can also get access to the Brim Open Rewards program which is essentially a loyalty platform that enables you to earn points on purchases per day. You get to earn the points at a highly accelerated rate from all the participating retailers.

Worldwide Free Global Wi-Fi

The Brim World Elite MasterCard offers you access to more than 1 million free Boingo Wi-Fi Hotspots from all over the world. 

The hotspots are usually available at hotels, airports, restaurants, cafes, airplanes, etc. However, for you to enjoy this benefit, you must pay an additional $39 per month.

Eligibility Criteria

Before applying for this card, you must be a Canadian Resident, and you must have attained the provincial age of majority as per where you live.

You must have a personal income of $80,000 per annum, and you must have a household income of $150,000 per year.

How to Apply for the Brim World Elite MasterCard Credit Card

To apply for the card, you simply need to visit the company website and fill out the application form with your name, residential status, contact information, email address, telephone number, permanent address, and social insurance number.

Interest Rates and Fees

When applying for a credit card, it is important to be aware of the fees and interest charged. Below is a list of fees that come with the Brim World Elite MasterCard Credit Card. 

Make sure to consult a Brim representative to ensure that you are fully aware of the rates and fees that are associated with this card, as the rates and fees are not fully available online.

  • Annual Card Fee – $199
  • Additional Members and Family Card – $50
  • Foreign transaction fee – 0%

Contact Information

Brim World Elite Mastercard Credit Card - Learn How to Order

To find out more about the Brim World Elite MasterCard Credit Card, it is advisable to contact the company directly. Brim Financial Company can be contacted by calling +1 866 305 2746. Their head address is 4101 Yonge St. North York, ON M2P 2E3 Canada.


This credit card offers plenty of perks for the card user. However, in order to maximize the rewards, you will be required to use it as frequently as possible, as this will also give you the maximum rewards. 

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.