If you are a student and have an income of $12,000 annually, the Scotiabank SCENE Visa Credit Card might be for you. Being a student doesn’t necessarily mean that you have to settle for any credit card you bump into. There are many credit cards out there for students, so you are allowed to be selective.

You should figure out what your ultimate aim is for your credit card. To figure that out, sit down and write your goals. If you are just starting out and trying to build your credit history, you need a card that’s going to help you. This particular credit card has no annual fees, so you can keep more of your money in your wallet.

If you don’t pay on time, you will incur interest charges and late fees so evaluate credit cards on their rates. It’s best to pay on time of course, but if you are late one month, you don’t want to be hit up for a big chunk of change. Our team has investigated the Scotiabank SCENE Visa Credit Card for you and provided the details below. Make sure you read everything provided before you decide whether or not this card is going to help you get to where you want to go.

Scotiabank SCENE Visa Credit Card

What are the Benefits of a Scotiabank SCENE Visa Credit Card for Students?

Do you love cashback? Well, this credit card is for you. You will earn 1 SCENE point for every $1 spent with this credit card. With this card, the more you spend, the more cashback you receive. And remember, your points never expire. You can always redeem them whenever you feel like.

Scotiabank understands that students sometimes get overwhelmed, and the need to unwind goes a long way. That is why they introduced an offer where you earn 5 points for every $1 spent at Cineplex. Furthermore, you will also receive 2500 SCENE points on your first purchase of $500 on everyday purchases for the first 3 months.

As if that is not enough, you can redeem your rewards for movie tickets, meals, and more. It’s great for those who love sports, gift cards, restaurants, etc. It doesn’t get better than this.

This credit card also comes with discounts; for instance, you get to enjoy a 20% discount when you use this card at Avis locations worldwide. Lastly, this credit card comes with no annual fees.

Now that we’ve discovered some of the amazing benefits of this credit card, we’ll look into what it takes to be eligible for this card and how you can apply today.

What are the Fees for a Scotiabank SCENE® Visa Credit Card for Students?

Anytime you borrow money, you’re going to have to extra money for that favour. Check out the list below to see what you’ll be in for if you are approved for the Scotiabank Scene Credit Card.

  • 22.99% introductory cash advance rate
  • 22.99% introductory balance transfer rate
  • 19.99% introductory purchase rate
  • 2.5% foreign currency conversion rate
  • cash advance fees ranging from $3.5-$7.5
  • $0 annual fees
  • $29 overlimit fee

For more detailed information on the rates and fees, check out the Scotiabank SCENE® Visa Credit Card website. If everything above sounds good to you, you can look below to find out if you are eligible and how you can apply.

Scotiabank Scene Credit Card for Students

How to Apply for a Scotiabank SCENE Visa Credit Card?

As long as you are eligible, applying for this credit should be stress-free and straightforward. First, you are supposed to be at least the age of majority in your province of residence, you are supposed to be a student or at least be able to show proof of admission in any university within Canada, and you can’t have declared bankruptcy in the last 7 years.

You also need to be a Canadian citizen or permanent resident, have a social security number, a phone number, and have a minimum personal income of $12,000. The bank will assess your credit limit personally, but it’s generally set to $500 minimum.

You must visit your local branch of Scotiabank to apply in person. For more details on eligibility and the application process, head to the Scotiabank website for more information.

Overall, being a student should not stop you from enjoying the amazing perks and benefits that this credit card has to offer. You can head to the Scotiabank SCENE Visa Credit Card website and apply if their offerings sound right for you.

How to Contact Scotiabank Canada

Head office

Scotia Plaza 

44 King Street West, 8th Floor

 Toronto, ON, CA, M5H 1H1

Telephone: 1-800-472-6842

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.