If you have decided to up your travel rewards game, the TD Aeroplan Visa Platinum Credit Card might just help you do that. This card is an entry-level card for folks just starting to build up their credit and rewards. You have to pay an annual fee, but you get 10,000 Aeroplan points as a welcome gift if you are approved. 

It is a travel rewards card before anything else. You get five times more Aeroplan miles for the first three months. Of course there is a cap, they don’t want you spending ridiculous amounts so you can fly for free around the world right away. That offer applies for up to 15,000 Aeroplan point or on $1000 of spending each month.  You also get an Aeroplan mile on the regular for every dollar you you spend on grocery, gas and drugstore purchases.

Of course there are many reasons for getting a new credit card, rewards are just one of them. It’s important to weigh in all of the factors like annual fees, interest rates and late payment fees. Our team has investigated the TD Aeroplan Visa Platinum Credit Card and come up with information you need to know. Read everything below before you make a final decision on whether or not to apply.

TD Aeroplan Visa Platinum Credit Card

What are the Benefits of the TD Aeroplan Visa Platinum Credit Card?

As a traveller, it is entirely up to you to choose between two flight reward options. For instance, if you are a member of Aeroplan, you will at any time have access to a seat of your choice on all Air Canada Flights. Likewise, you can also use your Aeroplan miles to cover tax charges and surcharges associated with your flight.

This credit card comes with unbeatable mile perks; for instance, you earn 1 mile for every $1 that you spend buying groceries, gas, or drug store purchases with your card, as well as another 1 mile for every $1.50 spent on all other purchases made with your credit card. Note that your Aeroplan miles do not expire for as long as you are a TD Aeroplan Visa Platinum Credit Cardholder.

As if that is not enough, you will have insurance of up to $1,000 on delayed or lost baggage. You’re also ensured up to $500 for reasonable and eligible hotel, motel or restaurant expenses if your trip is delayed more than 4 hours, as well as up to $500,000 coverage to cover losses while traveling on a carrier such as ferry, bus, train, or plane.

Lastly, you also have emergency travel assistance services with their toll-free helpline in the event of an emergency while traveling. Furthermore, insurance covers auto rental collision for up to 48 consecutive days. Now that we’ve covered some of the amazing travel perks of this credit card, let’s find out the charges associated with the card and how you can apply. 

What are the Fees for the TD Aeroplan Visa Platinum Credit Card Fees?

It’s important to note that you should always pay your credit card on time. Take a look at an overview of fees and rates you will incur with this card. Note that this is not a full list.

  • 22.99% cash advance rate
  • 19.99% purchase interest rate
  • $89 annual fee (no extra fee for additional authorized users)

If you have decided that this card might be for you, you can read below on how to apply. 

TD Aeroplan Visa Platinum Credit Card

How to Apply for the TD Aeroplan Visa Platinum Credit Card

For as long as you are eligible, applying for this credit card is straightforward and should take you very few minutes. You can choose to apply online or visit a local branch near you; the choice is yours.

To qualify for this credit card, you must be a Canadian resident and at least of the age of majority in your province/territory of residence. For more detailed information about the application process, check the TD Bank website. If successful in your application, the minimum credit limit assigned is $1500.

If you’re looking for a low fee credit card from a reputable bank that offers travel perks, the TD Aeroplan Visa Platinum Credit Card is a great option. You can visit the TD Bank website provided above and apply today to begin enjoying the some cool rewards benefits and features this TD Bank credit card has to offer.

How to Contact TD Bank Canada

Head office

79 Wellington St W.

Toronto, ON M5J 2Z9.

Telephone: 1-800-983-8472

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.