If you’re looking to be rewarded for the money you spend anyways, the TD Rewards Visa Credit Card might be up your ally. The card has rewards in the name so you better believe that’s what they are serving up. Luckily, you don’t have to get scientific about how you’re going to earn these rewards because it is all very simply. 

You get double points on every dollar you spend groceries, dining  and recurring bills. And you get one point on every dollar you spend on other purchases. You also get thee times the points on travel purchases through Expedia. You can redeem your points through their rewards program on cool items or apply them to your balance. Of course rewards aren’t the only thing to look at when you are after a credit card. You still need to be sure you’re not getting hustled on your interest rates and fees.

The TD Rewards Visa Credit Card doesn’t have an annual fee. There are however other charges like interest rates, late fees and cashback withdrawal charges that you should look into. Our team has looked into the TD Rewards Visa Credit Card and come up with some important information. You can check out all of the need-to-know information below before you decide whether this card deserves a spot in your wallet.

                                                                  TD Rewards Visa Credit Card

What are the Benefits of the TD Rewards Visa Credit Card?

TD Bank has mastered the game of rewards. It also puts you a step up in your travel game. For instance, you will earn 3 rewards points for every $1 when you book online through the ExpediaForTD.com website.

You can also earn 2 rewards points for every $1 in grocery purchases, and 1 rewards point for every $1 you spend on all other purchases. Also, your TD rewards points never expire for as long as you are a Cardholder. You can redeem them any time you please.

Members of this credit card also enjoy the perks of Apple Pay, Emergency Cash Advances, and Visa Checkout.

With this credit card, you also qualify for Purchase Security and Extended Warranty Protection on eligible purchases, so you can rest assured.

As long as you are a TD Travel Credit Cardholder, you will receive an annual discount on a priority pass membership. That is your key to 12,000 VIP airport lounges worldwide. You’ll also receive certain savings with Avis Rent-A-Car and Budget Rent-A-Car. Furthermore, in case you have an emergency during your trips, call their toll-free number, and they will be at your service.

Now that you’re aware of the many perks of this credit card, read on to see if you might be eligible to apply and how you can apply today.

What are the Fees of the TD Rewards Visa Credit Card?

Whenever you use an institution that provides you with access to funds you must pay fees. Even though you might be able to ring up all sorts of rewards, the TD Rewards card has charges you need to be aware of. Check out a breakdown of key fees you will be paying if you use this credit card.

  • $0 annual fee
  • 19.99% APR
  • 22.99% interest on cash advances

If the above rates sound like the fit your lifestyle needs, you can read below on how to apply.

TD Rewards Visa Credit Card

How to Apply for the TD Rewards Visa Credit Card

As long as you are eligible, applying for this credit card should take you a few minutes to complete. It is easy and straightforward. To qualify, you must be a Canadian citizen. You must also be at least the age of majority in your province of residence.

For more information about the application process, check the TD Bank website. If successful in your application, the minimum credit limit is $500, subject to vary based on your circumstances.

If you have been looking for a credit card with travel perks and low fees, you might just have found it with the TD Rewards Visa Credit Card. For more detailed information on the associated rates and charges, head to the TD Bank website or contact a TD Bank representative at your convenience. You can visit the TD Bank website and apply today to begin making the most of your trips.

How to Contact TD Bank Canada

Head office

79 Wellington St W.

Toronto, ON M5J 2Z9.

Telephone: 1-800-983-8472

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.