If you are a DFCC Premier customer and earning LKR 450,000 or more, you need to know about the DFCC Premier Infinitive Visa credit card. It is the only vertical card in Sri Lanka, so everyone will know you got one. 

Visa Infinite is the top brand of Visa-branded credit cards. Only high-end credit cards brandish the Infinite logo. Cards branded as Infinite have the best benefits of any card on the Visa network. 

We had an online look at the DFCC Premier Infinite Visa credit card’s benefits, fees, and way of applying.  Up next we’re going to tell you all about the pros and cons of this card so you can decide if it’s right for you. 

DFCC Premier Infinite Visa Credit Card - Learn About the Benefits and How to Apply
Image Source: 5 Money

DFCC Premier Infinite Visa Credit Card: Features

If you spend at least LKR 5,000 per month you become eligible for a 1% cashback.  You can choose whether you want the cashback, monthly, quarterly, or annually. You can also get up to 50% off on shopping, dining, and travel.

As a cardholder, you qualify for a quick loan for up to 75%.of your credit limit. It is repayable over up to 36 months. You may also consolidate your other credit card balances with DFCC’s credit card balance transfer program. 

For purchases over LKR 10,000, you can arrange an installment plan with repayments from 3 to 36 months. You also qualify for the 0% interest installment plans of up to 24 months for travel, furniture, electronics, and home appliances.

If you pay for your travels with the card you get travel and health insurance as part of the package. You also get access to more than 900 airport lounges worldwide.

Pros and Cons of the DFCC Premier Infinite Visa Card 

With the DFCC Premier Infinitive Visa credit card, you also enjoy complimentary travel insurance. The card offers tap-and-go for purchases up to LKR 5,000 locally and up to US$100 abroad. 

The card enables you to take control of your account with interactive e-statements. You should be aware that the card is only available for a selected group of DFCC customers.

DFCC Premier Infinite Visa Credit Card: Fees and Rates

  • Joining fee: Free
  • Supplementary cards: Free
  • Annual fee: Free
  • Annual fee for supplementary cards: Free
  • Interest rate: 18%
  • Interest-free period: 21 to 51 days
  • Cash advance limit: 50% of credit limit, or balance available
  • Late payment fee: LKR 500
  • Cash advance fee: 4% with a minimum of LKR 250
  • Minimum monthly payment: 5% of the total statement, with LKR 250 as minimum

DFCC Premier Infinite Visa Credit Card: Eligibility

The DFCC Premier Infinite Visa credit card is for DFCC’s Premier clients only. If you have LKR 10 million or higher deposits with the bank or earn a minimum salary of LKR 450,000 you are eligible. 

You also need to be 18 years of age or older to get the card. 

How to Get a DFCC Premier Infinite Visa Card 

As the DFCC Premier Infinite Visa credit card is only available to Premier customers of DFCC, you have to be invited to apply for the card. You can, however, indicate to the bank that you want to apply for the credit card. 

Inform them online by completing the short form at this link. A member of the DFCC sales team will then contact you to complete the application process if you qualify.

DFCC Premier Infinite Visa Credit Card: Address and Contact 

DFCC Bank’s head office is situated at 73/5 Colombo – Galle Main Rd, Colombo 00300, Sri Lanka. If you want to contact a bank official via telephone you can call them at +94112442442

DFCC Premier Infinite Visa Credit Card - Learn About the Benefits and How to Apply
Image Source: DFCC Bank

Conclusion

If you are a Premier customer of DFCC and fall within the required income bracket, you can contact the bank to let them know you are interested in the DFCC Premier Infinite Visa credit card

This isn’t the only high-end credit card available in Sri Lanka so check out a few other options before you decide on which one to apply to.

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the DFCC Premier Infinite Visa credit card’s terms and conditions before agreeing on anything.