If you are someone who is looking to relocate to Sri Lanka or just has business there regularly, you may be interested in applying for a credit card there. If that is so, you will find that there are several options to choose from.

Each of these easy approval cards will have their own unique features and benefits, as well as requirements. We thought we would break these down for you.

We are sure that you will be able to find the right one for your financial needs. Let’s get started, shall we?

Easy–To–Approve Credit Cards In Sri Lanka

In order to build credit, you have to have credit, and one of the best ways to do that is to choose easy approval credit cards. Below are five of the best choices when dealing with banks in Sri Lanka.

Cargills MasterCard Gold

The Cargills MasterCard Gold has one of the lowest income requirements on the market. It also offers a low annual fee and joining fee. You also have access to ATMs across the globe via the MasterCard ATM networks.

When you get approved, you are typically looking at an APR of 28%. There is also a 15%+ fee on balance transfers, and you will have to pay at least a 5% minimum of your monthly bill.

Bank Contact Info

Telephone: +94 11 7 640 261

BOC Visa Classic Card

When you apply for this card and get approved, you end up with competitive rates and so much more. There are seasonal offers, as well as installment plans that offer 0% interest.

You are also able to take up to 50% cash advance once per month. This card comes with a 26% annual interest rate.

That rate is also applicable to cash advances. Along with that interest rate, cash advances will also incur a 3% fee.

Bank Contact Info

Address: No 1 BOC Square, Bank of Ceylon Mawatha, Colombo 01, Sri Lanka

Telephone: +94 11 2446790 811

Seylan Visa Classic Card

The Seylan Visa Classic Card comes with a wide range of promotions and offerings, as well as the option to sign up for travel insurance. It can be used globally at over a million different ATMs. The card also can be set up with SMS messages and alerts to keep you up to date on what’s going on with your account.

This Visa card comes with an APR of 28%, as well as low income requirements. It does have an annual fee and a joining few, but those are also very low.

Bank Contact Info

Address: Seylan Towers, No 90, Galle Road, Colombo O3, Sri Lanka

Telephone: +94 11 2 441 027

NDB Visa Silver Card

The NDB Visa Silver Card comes with a variety of features to help you manage your bills and make sure that you can use it anywhere and at any time. It also comes with special offers that you can take advantage of all year long, not just seasonally.

The card itself has low annual income requirements and comes with an APR of 28%. There are also minimal fees for joining and for the annual use of the card.

Bank Contact Info

Address: NDB Bank, 40 Navam Mawatha, Colombo 02, Sri Lanka

Telephone: +94 11 244 8448

Pan Asia Gold Card 

The Pan Asia Gold Card is another great easy approval credit card. It comes with many discounts and offers at local merchants and can be used at over a million ATMs globally.

You can also sign up for free SMS messages and alerts. Like most other cards on our list, it has no joining fee.

However, it does come with a 28% APR. The fees and rates attached to this card are low, and the application process is quick and easy.

Bank Contact Info

Address: Pan Asia Banking Corporation PLC, Colombo 03, Sri Lanka

Telephone: +94 11 256 5565


Having the right card to help build your credit goes a long way no matter what part of the world you are in. These five Sri Lankan cards are all easy to apply for and to get approved for.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.