Travel and expense usually go hand-in-hand but what if you could change that? If you get yourself the Etihad SBI Premier credit card, you can actually get discounts for traveling and even get discounts for your next trip. 

The credit card is the perfect companion for your travel plans, offering various perks for every dime you spend on your travel. The State Bank of India (SBI) has joined forces with Etihad airways in a collaboration in the high-skies. 

If that sounds intriguing to you then you’ll want to read on. We’ve done our research into the Etihad SBI Premier Credit card and up next we’re going to give you details about fees and how you can be eligible to apply. 

Etihad Guest SBI Premier Credit Card - Learn How to Order
Image Source: The Hindu Business Live

Features of the Card

The credit card has tons of perks that can help simplify your travel and make it rewarding. For starters, users are provided with welcome benefits of 5000 Etihad Guest Miles on paying the joining fee. 

Users also get complimentary Etihad Guest gold tier status upgrade after the first transaction. And this is only the beginning! Users get six Etihad guest miles for every INR 100 spent on etihad.com using the credit card. 

Users also get two to four Etihad guest miles for other spending You also get up to 10% off when booking with Etihad Airways directly. 

Then there are hosts of other benefits such as milestone benefits, international and domestic lounge program, and fuel surcharge waiver. Get to know more here.

How to Apply

The application process for the Etihad Guest SBI Premier Credit Card is very simple. First of all, visit the SBI card website. On the top of the page hover over Credit Cards and then click on Travel and Fuel. 

You will be presented with a page displaying various SBI credit card options. Now, you have to scroll down the page until you see the Etihad Guest SBI Premier Credit Card option. Once you see it, click on the Apply Now button. 

After this, you will be redirected to the online application page where they will need to fill in the details asked. Eligible users will then be contacted by SBI Card’s representative for further information.

After your documents are scrutinized and verified, the Etihad Guest SBI Premier credit card will be delivered to your home address within 7-10 days.

Interest and Other Charges

Individuals will incur the following interest and charges on their Etihad Guest SBI Premier Credit Card.

  • Annual Fee: INR 4999 (Reversible for yearly spends over INR 5 lakhs)
  • Finance charges: 3.35% per month
  • Cash Advance Fee at SBI or other Domestic ATMs: 2.5% of transaction amount (Minimum INR 500)
  • Cash Advance Fee at International ATMs: 2.5% of transaction amount (Minimum INR 500)
  • Cash payment fee: INR 199
  • Payment dishonor fee: 2% of the payment amount
  • Statement retrieval: INR 100 per statement
  • Cheque fee: INR 100
  • Card replacement: INR 100 – 250
  • Emergency card replacement: Minimum of $175

Eligibility Criteria

An applicant needs to be a minimum of 21 years old and an Indian citizen. The individual needs to have a minimum income of INR 60,000 per month, either salaried or self-employed, but with a regular source of income. 

Additionally, the applicant needs to meet the CIBIL score criteria of 700 and above. For documentation purposes, applicants need to furnish documents related to proof of identity.

These documents can include the Aadhar card, passport, and driving license. You also need to show proof of income like IT returns or salary slips. 

They will also need proof of address like Voter ID, Aadhar card, or passport. The bank may ask individuals to produce other documentation in addition to what has been mentioned above.

Contact Information

Looking for more information about Etihad Guest SBI Premier Credit Card? Contact any SBI representative using any of the details mentioned below.

Address

SBI Cards and Payment Services Limited

Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi 110034

Phone

Call 1800 180 1290

Fax 91-124-3987306

Etihad Guest SBI Premier Credit Card - Learn How to Order

Conclusion

The Etihad Guest SBI Premier Credit Card is perfect for individuals who are frequent Etihad fliers and use credit cards often. The card provides numerous perks, such as Etihad guest miles and fuel surcharge waivers. 

This SBI and Etihad joint initiative sounds pretty good but check out all your options before you apply. 

Disclaimer: Applying for and using credit cards involve risks. Please refer to the bank’s terms and conditions page before applying for a card or agreeing to anything.