If you are a traveler and need a card that can come with you then a Bank of India Credit Card could be a good choice. You will be able to access millions of ATMSs around the world. And you also have a chance at getting your purchases at 0 % interest for the first 51 days of the usage of one of their special cards.
When deciding upon a card, write down what you hope to achieve with the card before you even start searching. You might want rewards or maybe you want low-interest or no annual fee. Once you write down your goals you can better determine which card is going to fit your needs.
With a Bank of India Credit Card, you can gain worldwide acceptance and access to over 4 million locations around the globe. Our editors have dived deep into the Bank of India Visa Gold Card International Credit Card and discovered it is a good card for international business folks and those that love to travel. We have compiled the information you need to make an informed decision about whether or not this card is for you.
What are the Benefits of a Bank of India Credit Card
The Bank of India takes pride in offering you a wide range of credit cards designed to cater to your everyday needs. One of the best offerings you can come across includes the Bank of India Visa Gold Card International Credit Card.
The Visa Gold Card International Credit Card is your best friend when it comes to purchasing in and around the globe. With a high spending limit, you can shop ‘til you drop without all the extra guilt. Even better, you will gain global cash access at over 8 million ATMs around the world.
Another added benefit you’re sure to enjoy would be the interest-free credit you can try for up to 51 days! With this feature, you won’t have to worry about shelling out extra fees that can rack up over time. Overall, a Bank of India Credit Card is a good choice if you need to utilize it worldwide. Combined with its superior purchasing power and easy cash withdrawals, you can easily travel and purchase worldwide. You can click here to find an online application and apply if this card seems right for you.
How to Apply for a Bank of India Credit Card
Requesting your own Bank of India Credit Card is simple. All you need to do is visit a branch near you.
To apply, you must be at least 21 years old and must have a minimum annual salary of at least Rs. 1.50 lacs. Other documents you need to provide when applying include a proof of identity, proof of billing address, and proof of income. You will also need to provide your employment details, income tax return statements, salary statements, and other similar documents. You must also have a good CIBIL score and must not have defaulted on any payment dues.
Should your application be approved, you will be given a credit limit based on your credit score. This can start from Rs. 1 lac. For more information, visit the bank’s website here.
What are the Fees for a Bank of India Credit Card
In getting your own credit card, remember that there is an annual membership fee of Rs. 1,500. Meanwhile, a supplementary card would amount to Rs. 800 per year.
Other charges you may want to consider include the revolving credit at a preferential rate of 1.7% and a cash advance transaction fee of 2.5% of the amount advanced (minimum of Rs. 50). There is also an over limit fee of Rs. 100 for each transaction.
How to Contact Bank of India
Address: BANK OF INDIA, STAR HOUSE C – 5, “G” Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051.
To get in touch with Bank of India, call (022) – 40919191 (chargeable number)/ 1800 220 229(Tollfree) / 1800 103 1906 (Tollfree).
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.