If you are shopping for a credit card, you have so many option but if you have high-end living and travelling habit then the IndusInd Bank Platinum Credit might be for you.  With IndusInd Bank Platinum Credit Card, you get a chance to get into high-end perks.  ndusInd Bank offers a complete line of credit cards mostly targeting premium customers. The bank’s credit cards are classified into three categories: Co-branded, Premium, and Super Premium. Each of these cards have a distinct set of perks and features that suit any lifestyle.

The card is Mastercard engineered you can use this card for local and international transactions. With this, you can shop, dine and make online or offline purchases. You can book travel and hotel accommodations to any destinations around the world. You can also earn generous rewards points and make cash advances using this card.

Regardless of where you are on the financial health spectrum, keep in mind your lifestyle and do your credit research accordingly. Some cards offer great points rewards and cash back rewards too, but keep in mind that interest rates and annual fees are also a consideration. We have dived into the IndusInd Bank Platinum so you can make an informed decision about their offerings to help you decide if it is the card for you.

credit card

What are the Benefits of Getting an IndusInd Bank Platinum Credit Card?

Once you receive the IndusInd Bank Platinum Credit Card, you will immediately receive welcome gifts in the form of e-gift vouchers from many of the bank’s partners such as EazyDiner and MakeMyTrip. You will also get gift vouchers from top brands such as ALDO, Armani, Jet Airways, Pantaloons, Titan and William Penn, among others.

Being a cardholder entitles you to get exclusive complimentary access to golf courses all over India. You can also take lessons at top golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Mumbai, and Pune.

What’s more, you are entitled to a generous reward points program wherein you can gain 1.5 points on every INR 150 you spent using this card. You can convert these points as gift vouchers from Genesis Luxury, Indus Moments, and Oberoi Hotels & Resorts Stay. You can also redeem these points as airline miles on partner airlines or cash backs.

On top of all these, you are entitled to a travel insurance coverage. You will receive a personal air accident worth INR 2,500,000 if you booked the flight using the credit card.

Excited to order the IndusInd Bank Platinum Credit Card to enjoy these elite privileges? Get your requirements ready.

What are the Fees for the IndusInd Bank Platinum Credit Card

IndusInd Bank Platinum Credit Card has no annual fee which is great for when you are trying to optimize your dollars. You will however, you must pay a joining fee of INR 17,999. The credit card offers an interest rate of 3.83% per month or 46% p.a.

You do need to keep your financial condition in mind because if you do not pay on mind you will rack up a fee of INR 700. And if you are in a tight spot and require a cash advance you will have a cash advance fee of INR 300 or 2.5% of the total amount, whichever is higher

How to Apply for an IndusInd Bank Platinum Credit Card?

You can apply for the IndusInd Bank Platinum Credit Card by filling out the online form on the Induslnd Bank’s website. You also need to present a proof of identity (21-65 years old). The bank may also request you to present a proof of income (to find out whether you have regular income) and proof that you’re an Indian resident.

If your application is approved, IndusInd Bank will give you a credit limit around INR 100,000 which can go lower or higher depending on your credit score and financial capacity.

In summary,  the IndusInd Bank Platinum Credit Card might be your card if you want tons of gift vouchers from leading retailers as well as access to premier privileges. But if your aim is beyond rewards then keep looking until the card that has the right interest rates to suit your lifestyle.

How to Contact IndusInd Bank

Head office

IndusInd Bank, Pune Branch, 2401, Gen.Thimmayya Rd.(Cantonment), Pune – 411 001, India.

Telephone 1860 267 7777 / +91- 22 – 42207777.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.