If you are a frequent spender and want your money to work for you then the RBL Bank Credit Card could be a good choice. You can earn reward points and with those points you can go shopping for a wide variety of  things. Additionally, you get cash back on the money spend.

But before you get excited and want to jump in, you need to take a step back. Sit down one evening and determine why you want a new credit cad and what you want it to help you accomplish. There are thousands of cards you can try to apply for at any given minute. Each time you apply and get denied, you negatively affect you credit score.

So get informed about the cards available and how they suit what you need. Whether you want rewards or low-interest or no annual fee, there are options available  Our editors are exploring the RBL Bank Shoprite Credit Card for you. With the information they have compiled, you will better be able to assess if this card is for you.

Looking for a credit card for your daily spending, to earn redeemable reward points for every purchase and get amazing discounts and deals? Then RBL Bank Credit Card is best for you. Here's how to apply...

What are the Benefits of the RBL Bank Credit Card?

RBL Bank offers incredible credit card options for every individual. If you’re a constant flyer, there’s a card perfect for you. In this article, we’re going to look closely into the features that come with the RBL Bank Shoprite Credit Card.

One of the highlights of this card is the cash back feature on groceries, fuel and entertainment tickets. For groceries, you can earn 20 reward points for every Rs 100 spent using this card. Collect up to 1,000 points and get a 5% value back per month. For fuels, you earn 20 points for every Rs 100 spent. Get 2.5% value back on your spending.

Like watching movies on weekends? With the RBL Bank Shoprite Credit Card, you can get a 10% discount on movies at BookMyShow, maximum of 15 times per year. Bring your friends and family to save money and earn more points!

If your application will be approved, note that you can enjoy 2,000 points as a welcome reward from RBL Bank. You can already redeem these points to get discounts.

The fun doesn’t end here as this credit card is also powered by Mastercard. Get big merchant discounts in India and overseas and enjoy worldwide acceptance. Use this opportunity to withdraw cash abroad to have a hassle-free payment experience throughout your trip.

What are the Fees and Charges of the RBL Bank Shoprite Credit Card

All credit situations require that you be responsible, more for your own financial health then for your lenders. Sol let’s break down what you will be responsible for if you go with the RBL Bank Shoprite Credit Card.

As a responsible cardholder, you will need to pay for your balances on time and in full, if you can. There are also other fees included in this card like an annual fee of Rs 500, the same amount is also charged for the joining fee. If you missed your due date, you will be charged Rs 350 for the late payment fee. For the cash advance, 2.5% of each advance will be charged.

Overall, the RBL Bank Shoprite Credit Card is suited for individuals with low to moderate spending. Use it for daily shopping and groceries to earn points for cash back reward.

RBL Bank

How to Apply for a RBL Bank Shoprite Credit Card

Applying for this card is not complicated at all. You can do it online for your convenience. Simply visit the RBL Bank’s website and fill out the application form online with your personal details, annual income and current address.

To ensure the success of your application, you must be at least 18 years old, have a regular income and a resident of India. You must also have a good credit standing to be accepted.

Note that your credit score will affect not only your application but also your credit limit. Usually, RBL Bank set the limit depending on your declared income and your credit score. The limit is between Rs 1,000 to 10,000 or higher.

How to Contact RBL Bank

Head office

RBL Bank Limited

JMD Megapolis , Unit No 306-311 – 3rd Floor

Sohna Road ,Sector 48, Gurgaon, Haryana 122018

Telephone: 00 91 1800 121 9050

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.