Air Miles is a rewards program that gives customers air mile points when they shop at participating merchants. Participating locations are spread across Canada, and it is actually one of the most popular programs in the country country.

It was originally known for offering travel rewards, but it has greatly expanded over the years. Nowadays, cardholders can redeem their points for all sorts of things like merchandise and gift cards. 

Although you can get a standalone Air Miles card, there is another option. Instead, you can pick up an Air Miles credit card. These are credit cards that include the Air Miles program so you earn points while spending.  

Learn How to Order Some of Canada's Best Air Miles Credit Cards
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Up next we’ve got three Air Miles credit cards for you to check out. We’ve provided information like credit fees, benefits, and how you can apply. 

AMEX AIR MILES Platinum Credit Card

This American Express Air Miles Platinum Credit Card is perfect for people who spend big on gas, groceries and dining out. 

You will earn a welcome bonus of 3,000 Air Miles after spending $1,500 in eligible purchases within the first 3 months of getting the card. This is enough to give you $310 when you redeem the points.

Features and Benefits

Earn Miles

You get to earn 1 Air Mile for every $5 you spend on drinks, food, and gas and also on transit purchases. The annual limit is $30,000. You will earn 1 air mile for every $10 you spend on other purchases.

Refer a Friend Program

When you refer a friend to the program you will receive a referral bonus of around 300 Air Miles for each of the approved referrals, but up to a maximum bonus of 4,500 AIR MILES each year.

Travel Redemption Benefits

You should take advantage of the annual travel redemption benefit. This is done once a year, and you will get it when you use Dream Miles to book your very first single flight package for vacation.

You can also get some bonus Miles that are equivalent to 25% of the number of the net miles, but up to a maximum of 750 bonus miles. These will be posted to the collector accounts within the first 60-120 days of eligible redemption.

Eligibility Criteria

For you to qualify for this card, ensure that you have a good credit score of at least 650, and you must have attained 18 years of age or the majority age in your territory or province.

You must also be a Canadian citizen or a permanent resident of Canada with a valid Canadian credit file.

How to Apply

To apply for this card, all you have to do is head over to the American Express website. Next, navigate to the AMEX AIR MILES platinum card page and click on the button that says “Apply Now”.

Complete the application form with your name, home address, financial details, current financial liabilities, and employer’s information. Finally, review the application form and submit it.

Interest Rates and Fees

When applying for a credit card, it is important to be aware of the fees and interest charged. Below is a list of fees that come with the AMEX AIR MILES Platinum Credit Card.

  • Purchase APR – Charged at 20.99%
  • Cash advance rate – charged at 21.99%
  • Annual card fee – $120
  • Monthly service fee – nil
  • Over credit line fee – charged at $29
  • Balance transfer fee – nil.
  • Penalty APR – Charged between 23.99% and 26.99%
  • Dishonored payment fee – charged at $25
  • Foreign currency conversion fee – charged at 2.5%
  • Cash advance minimum fee – nil.
  • Late payment fee – nil.

Contact information

To find out more about the AMEX AIR MILES Platinum Credit Card, it is advisable to contact the company directly. American Express Company can be contacted using the following details. 

Address: 2225 Sheppard Ave, E, Toronto, ON

Phone: +1 800 869 3016

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.

Learn How to Order Some of Canada's Best Air Miles Credit Cards
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BMO Air Miles MasterCard Credit Card 

This particular credit card has one of the best Air Miles earning rates compared to other cards on the market.

Now, right off the bat, you receive around 2,000 welcome bonus miles when you are a new customer, and this is equivalent to one short-haul flight. You must however spend at least $2,000 in the first 3 months. 

Features and Benefits

This card comes with the following benefits.

Waived Annual Fee for the First Year

In the first year, BMO will waive your annual fee and let you try out the card to see if it will work for you. Here are some other welcome offers associated with the card

  • 5% cashback in the first 3 months
  • Welcome offer of 950 bonus Air Miles, which are equivalent to $100

Discounts on Car Rentals

When you use the card to rent a car at any of the participating National Car Rentals, or Alamo Rent a Car location, you will be entitled to a 25% discount.

Extended Warranty

The card will help save you the cost of buying optional and extended warranty insurance on the next purchase you will pay for using your BMO Credit Card. This doubles the original manufacturer’s warranty period to one year.

5X miles at Shell

You will get 5X the number of miles when you buy gas at Shell. Also, when you shop in Shell stores, you will still be entitled to the 5x miles points.

Fees and Rates

When applying for a credit card, it is important to be aware of the fees and interest charged. Below is a list of fees that come with the BMO Air Miles MasterCard Credit Card. 

  • Annual Card fee – Charged at $120
  • Extra card fee – charged at $50
  • Purchase APR – Charged at 19.99%
  • Cash advance – charged at 22.99%
  • Balance transfer rate – charged at 22.99%
  • Cash advance fee – charged at $5.0

Eligibility Criteria

To qualify for this BMO credit card, ensure that you meet the following eligibility criteria.

  • Must be a Canadian Citizen.
  • Must be 18 years old, or the provincial age of majority for where you live
  • Must not have declared bankruptcy in the last 7 years
  • Must have a personal income of $80,000 a year
  • Must have a household income of $150,000 a year
  • Please note that this card does not apply to Quebec Residents as of August 1, 2019

How to Apply

You can do this online, by visiting the company website. Navigate to the BMO Air Miles MasterCard and click on Apply now. 

This will take you to the next page, where you will be required to verify whether you have an existing BMO Card or not. 

You will need to fill out the following information in the application form.

  • Your name
  • Your home address
  • Your financial details
  • Your current financial liabilities
  • Employer’s information

Contact information

To find out more about the BMO Air Miles MasterCard Credit Card, it is advisable to contact the company directly. BMO Financial Group can be contacted using the following details. 

Address: 100 King St. W, Toronto, ON M5X 1A1, Canada

Phone: +1 877 225 5266

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything. 

Learn How to Order Some of Canada's Best Air Miles Credit Cards
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BMO Air Miles World Elite MasterCard

The rewards program for this card enables cardholders to enjoy flexibility with their Air Miles earnings. Through this card, you can earn on all kinds of everyday spending. 

Features and Benefits

You get a great welcome offer of 2,000 Air Miles when you are a new customer, and this is enough for $120 for Air Miles cash purchases.

Annual Fee Waiver

For the first year after getting the credit card, you will not pay any annual fees, which is a great incentive as it costs $120 per year.

Reward Miles

The card earns you 1 reward mile for each $10 you spend on purchases. This is a great system that ensures you always have miles for traveling.

Access to Wi-Fi Hotspots

You will get access to more than 1 million Wi-Fi hotspots from all over the world. No need for additional costs or roaming fees and charges.

MasterCard Airport Experiences

You will be provided with airport lounge access by LoungeKey that comes with exclusive VIP access and some annual complimentary passes. 

Fees and Rates

When applying for a credit card, it is important to be aware of the fees and interest charged. Below is a list of fees that come with the BMO Air Miles World Elite MasterCard.

  • Purchase APR – Charged at 19.99%
  • Cash advance rate APR – Charged at 22.99%
  • Balance Transfer rate – charged at 22.99%
  • Annual card fee – $0 for the first year, and then it reverts to $120 after that
  • Monthly service fee – nil
  • Over credit line fee – charged at $29
  • Balance transfer fee – charged at 3%
  • Penalty APR – Charged at 24.99%
  • Dishonored payment fee – charged at $48
  • Foreign currency conversion fee – charged at 2.5%
  • Cash Advance fee – charged at $5
  • Late payment fee – nil

Eligibility Criteria

In order to qualify for this credit card, ensure that you meet the following eligibility criteria.

  • Must have an excellent credit score.
  • Must have reached the age majority in the province or territory you reside.
  • Must have a minimum income of $80,000 per annum.
  • Must have a household income of $150,000 per annum.
  • Must be a Canadian citizen or have permanent resident status.

How to Apply 

To apply for this card, visit the company website and choose the BMO AIR MILES World Elite MasterCard and click on apply now.

This will take you to the next page, where you will be required to verify whether you have an existing BMO Card or not. 

Fill out the application form with the following information before submitting it.

  • Your name
  • Your home address
  • Your financial details
  • Your current financial liabilities
  • Employer’s information

Contact information

To find out more about the BMO Air Miles MasterCard Credit Card, it is advisable to contact the company directly. BMO Financial Group can be contacted using the following details. 

Address: 100 King St. W, Toronto, ON M5X 1A1, Canada

Phone: +1 877 225 5266

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything. 

Conclusion

So, if you have been looking for the most ideal credit cards for Air Miles, then you should check out the details on the above 3 cards. For frequent travelers, Air Miles cards can save you plenty each year with their many generous offers.