If you’re in a bit of a tight spot when it comes to your financial situation, the Commercial Bank Classic Card just might be able to help. The card offers a ton of shopping promotions which could help you get a discount on things you already buy. You also have the possibility of getting a pretty low interest rate if your credit scores are fair.

But, before you decide on applying card, take some time to evaluate your financial health. Once you have determined where you are on the spectrum, you can get a better idea of what type of card you need in your life. Since there are a ton of choices out there, you don’t have to be feel closed in by one card.

Take your time, and get to know what is available and suitable for your personal needs. Our editors have compiled detailed information o the Commercial Bank Classic Card. The information will help you match what they have to offer to what you are prepared  to do as a part of the agreement for the card. Upon evaluating the information you should be able to make an informed decision about whether or not the card is right for you.

Need a credit card with easy payment plans and a host of discounts and exclusive deals? Commercial Bank Classic Card is your best option. Here's how to apply:
Commercial Bank Classic Credit Card

Benefits of a Commercial Bank Classic Card 

The Commercial Bank Classic Credit Card targets lower-income customers who want to make purchases both locally and internationally. This Visa-powered credit card comes with various benefits.As a cardholder, you can enjoy exclusive discounts and special deals at hotels and resorts all over Sri Lanka and the rest of the world. You can also enjoy numerous dining choices at exclusive rates with the bank’s partners.

Holding a Classic card also gives you access to discounts at several exclusive fashion outlets around the country. This feature allows you to improve your professional image, which is important in advancing your career.With their installment feature, the bank allows you to pay your balances in six convenient settlement cycles. These interest-free installment schemes will enable you to make timely payments to settle your dues. 

This card also has a set of advanced features like EMV chip and highly-secured PIN encryption that will prevent other people from using it without your knowledge and consent. Are you interested in applying for the Commercial Bank Classic Card? Let’s take a look at the requirements and application process.

What are the Fees of the Commercial Bank Classic Credit Card 

  • Annual fee – LKR 1,500
  • Interest rate – 2.65% per month or 31.8% per year
  • Cash advance fee – LKR 300 or 4.5% of every transaction, whichever is higher
  • Late payment fee – LKR 1,000 or 2% of the amount, whichever is higher

Overall, the Commercial Bank Classic card works best for you if you have a lower monthly income but need a credit card for emergencies and flexibility of payment. As always, be mindful of the fees involved and pay your statements on time to avoid high interest and late payment charges. Visit the Commercial Bank website and apply today to begin enjoying the features and benefits of this credit card.

Commercial Bank Credit Card

How to Apply for a Commercial Bank Classic Credit Card

To be qualified for this credit card, you must be 18 to 60 years old with a minimum monthly income of LKR 30,000.

If you tick these boxes, you can apply for this credit card via the online application form on the Commercial Bank website.

Once you have filled out the form with your personal and employment details, a bank officer will contact you within two working days to process your application.

If approved, Commercial Bank offers an average credit limit of LKR 30,000, which may differ based on your credit history and income capacity.

How to Contact 

Head office

Commercial House, No 21, Sir Razik Fareed Mawatha,

P.O. Box 856, Colombo 1, Sri Lanka.

Telephone: +94 11 2486000

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.