Do you want a credit card that allows you to enjoy unlimited rewards, unique travel benefits, and world-class service? Owning an American Express Credit Card gives you access to a wide range of benefits anywhere in the world. Continue reading to know how to request an American Express Credit Card.

American Express offers many types of credit cards. You can use all of them for your basic needs. You can use them for online and in-store shopping as well as flight and accommodation booking.

You can even make cash advances and get discounts and freebies from the rewards points you’ve earned.

Do you want a credit card that allows you to enjoy unlimited rewards, unique travel benefits, and world-class service with no annual fee? American Express Platinum Cashback Everyday Credit Card is for you. Here's how to apply...

American Express Credit Card Features

American Express has a specific card that will suit your needs, lifestyle, and financial capacity. Moreover, each one of them has a unique set of benefits. If you want one that you can use for your ordinary expenses but packed with elite features, American Express Credit Card is ideal for you.

With no annual fee, you can use American Express Platinum Cashback Everyday Credit Card for many purposes. Here are some of the unique perks you can get from it.

American Express Platinum Cashback Everyday Credit Card Benefits

Firstly, you can earn huge rewards in the form of cashback. From the moment you receive your card, you already have a 5% cashback (up to GBP 100) on the items and services you purchased within the first three months. After this, you can also earn a 1% cashback on your daily purchases. The more you spend, the more rewards you earn!

Then, you also covered with a travel accident insurance of up to GBP 150,000 on public transport. This means you can also tour different destinations with fewer worries. Moreover, you can get assistance from Global Assist whenever you travel abroad.

In addition, you have Purchase and Refund Protection. This feature allows you to receive refunds on eligible items if their prices decrease within a specified period after you bought them.

You can also have a Fraud Guarantee. With this, American Express will remove an item from your account if you don’t recognize the purchase. Excited to order your American Express Platinum Cashback Everyday Credit Card? Read on.

How to Apply

You can get an American Express Platinum Cashback Everyday Credit Card by applying online. Just be sure to comply with their requirements and fill out the form on their website. You just need to present a proof of identity showing you’re aged 18 or older. You also need to give them proof that you have a permanent UK address. You should also have an account in any UK bank and have a good debt history.

Once your application is approved, you can have a credit limit of a minimum of GBP 700 depending on your debt standing and financial capacity.

Fees and Interest Rate

  • A card membership fee of £0 will apply for each membership year.
  • Representative APR: 28.2% APR variable
  • Purchase rate: 22.9% variable for purchases
  • Balance/Money transfer fee: 3%
  • Cash advance fee: 3% (£3 minimum)
  • Late payment fee: £12
  • Foreign transaction fee: 2.99% of the amount after converted into Pounds Sterling

American Express’ Address & Contact Details

Address: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9TQ.

To get in touch with American Express, call 0800 917 8047 (or +44 (0)1273 696 933 if you’re dialing from abroad).

Conclusion

Overall, American Express Platinum Cashback Everyday Credit Card is great if you’re a heavy spender and want to get huge rewards from your expenses.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.