When it comes to balance transfer and user-friendly credit cards, the Bank of Scotland Platinum Balance Transfer Credit Card is the best on the market. This credit card not only offers you low fees; it also gives you other exclusive benefits.

Does this sound good to you? If so, read on to dig deeper and find out all of the benefits of this credit card and how you can apply today.

Bank of Scotland Platinum Balance Transfer Credit Card

Benefits and Features of a Bank of Scotland Platinum Balance Transfer Credit Card

Are you tired of the long queues in banks to make a transaction? Worry no more, because once you apply for online banking, you will be able to make all your transactions within the comfort of your home.

And that’s not the only amazing benefit of this credit card. You do not have to go through the usual hassle of making cash payments. You can make payments on your card in just a few seconds. It’s as easy as that. And what’s more, you can use your credit card in more than 43 million Mastercard® locations around the world.

Are you worried about online fraud that goes on with online transactions? The Bank of Scotland Secure assures you that your credit card is safe and that your transactions are fully protected.

Eligibility and How to Apply for a Bank of Scotland Platinum Balance Transfer Credit Card

Applying for this credit card is pretty simple and straightforward, as long as you are eligible. You must be 18 years and above and a UK resident to apply for this credit card.

Once your application is accepted, you will be given a credit limit and also provided one or more promotional offers based on your current status.

For more information on the application process, head to the Bank of Scotland website and use their eligibility checker and confirm whether you qualify for this credit card.

Bank of Scotland Platinum Balance Transfer Credit Card Fees & Charges

If you’re considering getting a credit card, it’s imperative to be organized with your payments. If not, you could lose your promotional offers. Take a look at the rates and charges associated with this credit card:

  • 19.9% variable APR, based on your circumstances
  • 19.9% variable balance transfer fee (0% p.a. on balance transfers you make in the first 90 days fixed for 20 months)
  • £3 or 3% cash advance fee
  • 2.95% non-sterling foreign transaction fee
  • £12 late payment fee
  • £0 annual fees

For more information on costs and other factors to consider, visit the Bank of Scotland website.

Bank of Scotland’s Address & Contact Details

Address: The Mound, Edinburgh EH1 1YZ.

To get in touch with Bank of Scotland, call 0345 964 5645 (or +44 (0) 173 357 4121 if you’re dialing from abroad).

Conclusion

If you’re looking for a simple credit card with low balance transfer fees and zero annual fees, the Bank of Scotland Platinum Balance Transfer Credit Card should be on your radar. Visit the Bank of Scotland website and use the eligibility checker function to get started today.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.