Want a low-interest rate credit card that allows you to experience premium rewards? Are you interested in getting an exclusive package of benefits and savings?
If you are, you have come to the right place. Barclaycard offers you a plethora of benefits designed to complement your lifestyle.
A Barclaycard Credit Card is your perfect companion to saving money. With low interest rates and exclusive access to great deals, you can save a ton of money on all your purchases! To know more about how you can apply for this card, read on.
Barclaycard Low Rate Platinum VISA Credit Card Features and Benefits
To further zone in on the advantages of a Barclaycard Credit Card, let’s take a look at one of their most popular offerings: The Barclaycard Low Rate Platinum VISA Credit Card.
For one, you’ll be glad to know that there are no annual fees for this card. This means you get to enjoy maximum benefits without having to shell out extra money for your membership. Now, how’s that for a good deal?
Even better, you will be given one of the lowest rates on the market today! You even get to enjoy an introductory rate of 0% fee on transfers made within 60 days of opening your account. After the introductory rate, your plan will be reverted to an affordable monthly interest rate. With this offer, you can buy new things and make new purchases without guilt!
For maximum satisfaction, you can even get your hands on an array of benefits and saving with Barclaycard Entertainment. Here, you can get up to 5% off on the hottest tickets on over 3,500 events throughout the year!
Applying for a Barclaycard Low Rate Platinum VISA Credit Card
To apply for a Barclaycard Low Rate Platinum VISA Credit Card, visit their website. Simply fill out the application form, in just a few minutes, you can check for your eligibility.
To apply, you must be at least 21 years old and must have a personal income of more than £20,000 per year. You must also have a good credit standing and have a permanent UK address for at least three months.
Other documents you need to present during your application include address details for the last two years, phone number, e-mail address, employment details, annual income details, main bank account sort code, and your account number.
If your application is approved, you can receive a credit limit based on your financial standing. This can range from £250 to £3,000.
Barclaycard Low Rate Platinum VISA Credit Card Fees and Charges
Note that there are no annual fees when it comes to your Barclaycard Low Rate Platinum VISA Credit Card. However, there are other fees you need to pay in order to experience these benefits.
Some of these charges include the 6.9% APR (variable) and the monthly cash withdrawal rate of 2.0708%. Another fee you need to stay on top of is the balance transfer fee with a monthly interest rate of 0.5566%.
There is also a cash fee of 2.99% (with a minimum of £2.99 on sterling transactions), a late payment charge of £12, and an over credit limit fee of £12.
Barclay UK has a general enquiries address of Barclaycard House, 1234 Pavilion Drive, Northampton, NN4 7SG, Mail Van area 24.
Their customer service line can be reached at 0800 151 0900.
Overall, the Barclaycard Low Rate Platinum VISA Credit Card is a great choice if you want a card that offers low interest rates and excellent deals. To get yours, apply now!
Note: There are risks involved when using credit products. Consult the bank’s terms and conditions before applying.