In need of a credit card to help you build a good credit score? The Chrome Visa Credit Card is an excellent option for lowest APR and Repayment Option Plan to protect the credit you’ve been working so hard to build. This is an excellent credit building card you can have and use for everyday purchases like groceries, gas and dining.
Read on to know how you can apply for this credit card.
Features of Chrome Visa Credit Card
Vanquis Bank has a variety of credit cards available for every individual. These cards have fantastic features that you can enjoy while earning as much reward points. In this article, we’re going to look closely at the benefits and features of the Chrome Visa Credit Card.
If you suffer from bad credit from your last card, you know by now how hard it is to get back on track. However, the process can be easy and hassle-free with the Chrome Visa card as you have multiple repayment options to consider. There’s account freeze designed to lock your account in case a life event gets in the way. Although you can’t use your credit card, your account can be active the moment you’re ready to get back again.
There’s also Payment Holiday, wherein you can miss your monthly payment in a month of your choice, providing you with enough breathing space during an expensive holiday. In case you miss a due date unintentionally, you can apply for the Lifeline, having no late payment and interest fee to settle.
To easily manage your account, you can register an online account and download a mobile application. Every transaction is being recorded here so you can access everything. In case of an unauthorized transaction, you can simply call the Vanquis Bank representative to report fraud or any mistake.
Being a Visa card, you can enjoy discounts on car rental, accommodations and restaurants all over the world.
Application for Chrome Visa Credit Card
You can apply online through Chrome Visa credit card website by simply filling up the form with your personal details. Provide your full name, residential status, complete address, contact details, employment status and annual income. You can wait up to 1 minute before proceeding to the next steps.
In the event that your application is successful, you will be given a manageable credit limit of £250 to £1,000 or higher, depending on your financial status and ability to pay.
Fees and Charges of Chrome Visa Credit Card
- No annual fee
- Representative 29.5% APR (variable)
- Cash ((includes money transfers and gambling transactions): 29.50% or 39.94% or 49.94% or 59.94%
- Balance transfer: 29.50% or 39.94% or 49.94% or 59.94%
- Cash advances: 3% or £3, whichever is the higher
- Late payment fee: £12
- Over limit fee: £12
Chrome’s Address & Contact Details
Address: 1 Godwin Street, Bradford, West Yorkshire BD1 2SU.
To get in touch with Chrome, call 0330 099 3000.
Overall, the Chrome Visa Credit Card is best to rebuild and polish your credit score. By settling your bills on time and staying in your limit, you can definitely get back up and have a pleasing record.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.