Have you been looking for a user-friendly credit card with low fees? You have come to the right place. The truth of the matter is, there are all sorts of credit cards on the market, promising heaven and earth, only to deliver none of that.

Allow me to introduce to you the Halifax Credit Card. With this credit card, you are guaranteed exceptional services.

For exclusive incentives, an easy to manage system, zero annual fees, and 0% balance transfer fees for up to 29 months, get yourself the Halifax Credit Card. Read on to learn how to apply…

Halifax Credit Card

Benefits and Features of a Halifax Credit Card

Halifax understands that clients might need a cash advance at any given time, and that is why they provide a 24⁄7 helpline to help you in case your card is misplaced or stolen. Also, you can use your Credit Card at any cash machine that shares the logo on your Credit Card.

They offer unbeatable cashback packages whereby you earn all your cashback from your favorite shopping brands with Visa offers. You are also eligible to get instant discounts from well-known shopping brands scattered across the world.

Do you love traveling but worry about the costs of travel? Worry no more; you can transact with this credit card worldwide at low rates.

You will also enjoy low purchase rates and 0% balance transfer fees for up to 29 months of account opening, depending on the card type you choose.

Eligibility and How to Apply for a Halifax Credit Card

As long as you are eligible, applying for this credit card is pretty easy and straightforward. You must be 18 years old or over, a UK resident, have a regular income, not be currently declared bankrupt or have any court judgments, and you can’t have already applied and been declined in the last 30 days. You might also be asked for your ID and social security number in person, so be sure to have them with you, too.

For more eligibility information and a chance to check your eligibility, refer to Halifax‘s online eligibility checker.

Applications can be made online via the Halifax Bank website. Keep in mind that, if successful, your offer and credit limit will depend on individual circumstances.

Halifax Credit Card Fees & Charges

  • No annual fee
  • APR: Representative 19.9% APR (variable) * Rates from 19.9% APR to 27.9% APR (variable), depending on individual circumstances.
  • Cash transactions: 19.95% or 27.95% p.a.
  • Purchases: 19.95% or 27.95% p.a.
  • Balance and money transfers: 19.95% or 27.95% p.a.
  • Non-sterling transaction fee: 2.95% of the amount of the sterling transaction value.
  • Late payment fee: £12
  • Over limit fee: £12

Halifax’s Address & Contact Details

Address: The Mound, Edinburgh EH1 1YZ.

To get in touch with Halifax, call 0345 944 4555 (or +44 (0) 1733 573 189 if you’re dialing from abroad).


If you are looking for a credit card that will give you fair deals, with a chance of a 0% balance transfer fee for up to 29 months, getting a hold of a Halifax Credit Card will do you well. Head to the Halifax Bank official website and apply today to get your credit score back on track.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.