Are you interested in getting a credit card that gives back tons of rewards? Or do you simply prefer to get your hands on some cash back discounts? Whatever your choice might be, getting an HSBC Purchase Plus Credit Card can give you all of these and more.

An HSBC Purchase Plus Credit Card provides you with great deals and discounts as well as interest-free flexibility. To know more how you can apply for this card today, read on.

HSBC Purchase Plus Credit Card Features and Benefits

Powered by Visa, the HSBC Purchase Plus Credit Card allows you to enjoy an interest-free period, allowing you to get the flexibility you need and deserve. With this feature, you can not only make balance transfers, but you can also do big-ticket purchases that’s easy on the wallet.

As part of their welcome offers, HSBC offers 0% interest for 18 months on balance transfers made within 60 days of opening your account. Likewise, you can also get 0% interest for 18 months from opening your account.

Even better, you can gain access to HSBC’s excellent cashback and rewards options. For one, you can earn cash back from your favourite shopping brands through Visa offers. More than this, you can get your hands on huge discounts and exclusive deals from popular brands in the UK and around the world! All of these are made possible through the bank’s home&away programme.

With the HSBC Mobile Banking App, you can bank anywhere and everywhere you are in the world. Aside from allowing you to pay your existing beneficiaries and managing your accounts, you can also check your credit card balance and stay on top of your finances.

The best part of all? You can get your HSBC Purchase Plus Credit Card for free. Yes, you read that right, there are absolutely no annual fees! This lets you enjoy the card and its breadth of benefits at no extra cost.

Looking for a credit card that gives back tons of rewards? HSBC Purchase Plus Credit Card is for you. Here's how to apply:

Applying for an HSBC Purchase Plus Credit Card

Ordering an HSBC Purchase Plus Credit Card can be done online. Simply fill out the application form found on their website. You may also course your application to the branch nearest you or call the bank’s hotline.

To be eligible, you must be at least 18 years of age, have an annual income or pension of £8,500 before tax, and be a resident of the United Kingdom. Other documents you might need to prepare include proof of income, proof of billing address, and a valid ID.

If your application is approved, you will be given a minimum credit limit of £500 depending on your creditworthiness.

HSBC Purchase Plus Credit Card Fees and Charges

The HSBC Purchase Plus Credit Card has no annual fees. Supplementary cards are free of charge as well.

The annual interest rates for this credit card ranges from 22.9% to 25.9%. Meanwhile, the annual interest rate for cash advances is 27.95.

Bear in mind that you will be charged a late payment fee of £12 if you pay your dues beyond the agreed date. There is also an over limit fee of £12.

Overall, the HSBC Purchase Plus Credit Card is a good choice if you want bang for your buck deals. Aside from cashback offers, you will also get exclusive discounts at no extra charge. Apply now!