Are you looking for a credit card to help spread out the cost of a future expenditure? I know how challenging it can be to find a reliable credit card that gives you instant benefits without a hassle.

So, let me introduce you to the MBNA 0% Transfer and Purchase Credit Card, a simple, everyday credit card that has proven itself to be one of the best cards in the UK market.

The MBNA 0% Transfer and Purchase Credit Card comes with a 0% introductory interest rate, 0 annual fees, and it’s very user-friendly. Interested in finding out more? Let’s dig in and check out the features and benefits of this credit card and how you can apply today.

MBNA Low Interest Rate Credit Card

Benefits and Features of an MBNA Low Interest Rate Credit Card

Using this credit card is super easy, as everything can be done online in the comfort of your home. You can keep track of your transactions and manage your credit card through their online banking app.

You are luckily also protected against fraud with MBNA. The bank assures you that you will not be liable for any unauthorised transactions, as long as you inform the bank as soon you spot any suspicious or unusual activity going on or if you happen to lose your credit card.

And for those who love to spend, shopping has never been more accessible than with the MBNA credit card. With their range of payment options, which includes direct debit and debit card, you have no excuse. There is a wide selection of options to choose from.

Are you stuck or have any burning question about your credit card that you wish you could ask? MBNA are just a phone call away. With their 24⁄7 standby team, they assure you that you can always count on them in case of an issue.

And that’s not all. Have you ever heard of contact-less payments? Yes, it is possible with the MBNA credit card. Once you add your details to a compatible mobile device, voila; you’ll be good to go.

Eligibility and How to Apply for an MBNA Low Interest Rate Credit Card

As long as you are eligible, applying for this credit card should only take you a few minutes. To be eligible, you must be at least 18 years of age, a permanent resident of the UK, and you must also have a stable income.

To show that you are a UK resident, you need to provide at least three years of UK address history, an email address, phone number, bank account number and sort code.

You must be working, not possessing an MBNA credit card and you must also be free from any County Court Judgments.

To apply, visit the MBNA website and use the Clever Check option to see what you can apply for based on your eligibility.

MBNA Low Interest Rate Credit Card Fees & Charges

Interest rates and fees may vary depending upon your circumstances and Clever Check results, but they will broken down in further detail on the latest summary of your card. Here is an overview of some of the representative fees and charges you might expect.

  • 0 annual fees
  • 0% APR on balance transfers for 27 months, 20.93% p.a. after that
  • 0% APR on purchases for 27 months, 20.93% p.a. after that
  • 2.69% balance transfer fee for two months, 5% after that
  • 2.95% foreign usage fee
  • 5% cash advance fee
  • £12 late payment fee
  • £12 over limit fee

MBNA Address & Contact Details

Address: 25 Gresham Street, London EC2V 7HN.

To get in touch with MBNA, call 03456 062 062 (or +44 1244 659 005 if you’re dialing from outside the UK).


If you’re looking for a simple credit card with low rates, the MBNA Low Interest Rate Credit Card should be your number one option. Visit the MBNA website and use the Clever Check function to get started today.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.