Have you been looking for a credit card that comes with amazing features, low rates and zero annual fees?

Well, search no more, as The Nationwide Credit Card is the answer to all these concerns. Are you interested in knowing more about The Nationwide Credit Card?

Let’s dig deeper on its features and benefits and how you can apply today.

Nationwide Credit Card

Benefits and Features of a Nationwide Credit Card

With the Nationwide Credit Card, you don’t have to worry about transfer fees. These fees have been eliminated for the first three months of obtaining your card. On top of this, you will also enjoy 0% interest rate for 12 months and zero annual fees as an introductory offer. It doesn’t get better than this.

And if you like to travel, you’ll enjoy the other key benefits of this credit card, including the 20% commission-free allowance the bank gives you to use abroad. This reward accumulates every time you purchase in GBP.

This means that if you spend £500 in a month (UK, Sterling), you will receive £100 worth of commission-free allowances, where each allowance is available within 48 hours of the purchase. You can use the allowances to make purchases abroad or in a foreign currency.

Managing this Visa credit card is super easy; you can log in into your account online and check balances, make transactions, change your pin, and lock or unlock your card, all at your convenience. You can also access your account on the go at any time via their online banking app.

Hate the idea of carrying money for shopping? The Nationwide Bank understands you, and that’s why they came up with an option where you can link your credit card with Apple Pay, Google Pay, or Samsung Pay and make card-less payments wherever this option is accepted. This makes shopping a walk in the park.

Are you interested in opening a credit card account with Nationwide Bank? Let’s find out if you are eligible first.

Eligibility and How to Apply for a Nationwide Credit Card

It’s important to note that the Nationwide Credit Card is only for members. To become a member, you first need to open a current, mortgage or savings account with Nationwide.

Once you have an account, you can apply for the credit card. You must be at least 18 years of age and a UK resident earning a minimum £5000 yearly income to do so.

If you meet these requirements, you can go ahead and apply for the Nationwide Credit Cardvia the application form on the Nationwide Bank official website.

If your application is successful, the minimum credit limit is £500. However, this may be higher depending on your income and credit rating.

Nationwide Credit Card Fees & Charges

  • 0% introductory APR on balance transfers (for the first 12 months)
  • 0% introductory APR on purchases (for the first 12 months)
  • 17.9% to 19.9% APR after that, depending on individual circumstances
  • £0 annual fee
  • 2% Non-Sterling foreign transaction fee (on any amount not covered by commission-free allowances)
  • 2.5% foreign cash fee (min £3.00) of the amount withdrawn on each cash advance
  • 0% balance transfer fee (for the first three months)
  • 2.4% (minimum £5.00) of the balance transfer amount after that
  • 2.5% (minimum £3.00) cash advance fee, whichever is higher
  • £12 late payment fee
  • £0 over limit fee

Nationwide’s Address & Contact Details

Address: Nationwide Building Society, Nationwide House, Pipers Way, Swindon SN38 1NW

To get in touch with Nationwide, call 0800 055 66 11 (or +44 2476 43 89 97 from outside the UK).


This credit card is for people who are looking for a simple, everyday credit card that’s pocket-friendly and comes with low introductory rates and fees. Visit the Nationwide website and apply now to begin enjoying the features of this credit card.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.