Do you want to shop for yourself or for your loved ones? By applying for a Sainsbury’s Bank Credit Card, you can avail of low-interest rates even when you’re shopping abroad. With this, you can say goodbye to extra charges and say hello to worthwhile purchases.
With a Sainsbury’s Bank Credit Card, the world is certainly within your reach. With worldwide acceptance, you can shop around the globe without any difficulty. Even better, you can earn reward points for every swipe! To know more how you can order your own credit card, read on.
Sainsbury’s Bank Purchase Credit Card Features and Benefits
To better appreciate the benefits that come with a Sainsbury’s Bank Credit Card, let’s shed the spotlight on one of their most in-demand offerings: The Sainsbury’s Bank Purchase Credit Card (available in Mastercard).
As a cardholder, you get to enjoy the lowest interest rates on the market! With a low representative APR of 20.95% (variable), you can buy big-ticket items without all the guilt! What’s more is that there is 0% interest on purchases for 27 months!
Another benefit you can experience with a Purchase Credit Card is that there are no balance transfer fees within the first 3 months! After this welcome offer, you will need to pay 3% on all of your balance transfers.
Most importantly, you can earn up to 7,500 bonus Nectar points in your first 2 months! Each time you spend £35 on Sainsbury’s shopping, you get to receive 750 bonus points! For every £1 spent on shopping and fuel, you are entitled to 2 Nectar points. For £5 spent elsewhere, you will get 1 Nectar point. Use these points to redeem lifestyle, travel, dining, and other privileges!
Applying for a Sainsbury’s Bank Purchase Credit Card
Ordering your own Purchase Credit Card becomes hassle-free with their online application form. All you need to do is fill out the application form found on Sainsbury’s Bank website.
To apply, you must be at least 18 years old or older and you must have a regular source of income. You must also be a permanent UK resident or have a British Forces address. Some of the documentation you need to prepare to include a proof of address, proof of income, valid ID, and your employment details.
If your application is approved by the bank, they will determine your credit limit based on your financial condition. This can range from £250 to £3,500 depending on your creditworthiness.
Sainsbury’s Bank Purchase Credit Card Fees and Charges
- No annual fee
- Earn up to 7,500 bonus Nectar points in your first two months.
- APR: 20.9% (representative, variable)
- Purchases: 0% interest for 22 months
- Balance transfer fee: 3% (minimum £3)
- Money transfer fee: 4% (£4 minimum)
- Late payment fee: £12
- Overlimit fee: £12
Sainsbury’s Address & Contact Details
Address: 33 Holborn, London EC1N 2HT.
To get in touch with Sainsbury’s Bank, call 08085 40 50 60 (or 00 44 131 549 8040 if you’re dialing from outside the UK).
Overall, the Sainsbury’s Bank Purchase Credit Card is your best bet when it comes to shopping at low-interest rates and getting incredible rewards. To get yours, apply today.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.