Are you on the hunt for an easy to use a credit card with amazing features, low rates, and zero annual fees? The Virgin Money All Round Credit Card is the answer to all these concerns. Over the years, this card has proven to be one of the best Visa credit cards in the UK market.

Are you interested in knowing more about The Virgin Money All Round Credit Card? Let’s expand more on its features and benefits and how you can apply today.

Virgin Money All Round Credit Card

Benefits and Features of a Virgin Money All Round Credit Card

This credit card comes with a wide range of offers. For instance, you can use your credit card worldwide whenever you see a Mastercard sign.

You will also get to use your credit card without paying any annual fees.

There is no need to make a trip to the bank to make transactions; you can manage your credit card, lock and unlock your account, and change your pin all within the comfort of your home when you use online banking.

Shopping has never been more secure with this credit card. It comes with contact-less payments where you can make payments in different stores for fast and relaxed purchases of up to £30. You can also get paperless statements.

And what’s more, if you have any issues or queries regarding your account, you can call their 24/7 standby phone support at any time any day, and they will be at your service. Virgin Money Bank prides itself in customer satisfaction.

Lastly, you will earn cashback every time you spend through Virgin Money Bank. These cashback offers can, in turn, be redeemed any time any day and used in gift vouchers.

Eligibility and How to Apply for a Virgin Money All Round Credit Card

As long as you are eligible, the application process shouldn’t take you more than five minutes. You must be at least 18 years old, a UK resident, have a UK bank or building society account, and have a good credit history to apply for this credit card.

Applications are made online at the Virgin Money Bank website. When you apply, they will carry out a full credit check and confirm whether you are eligible. Otherwise, this should not take you more than 10 minutes.

If successful, you will be given a credit limit based on your personal circumstances.

Virgin Money All Round Credit Card Fees & Charges

If you’re considering getting a credit card, it’s imperative to be organized with your payments. If not, you could face unwanted charges and damage to your credit score, which could make it harder for you to borrow again in the future.

Take a look at these charges and rates that come with a Virgin Money All Round Credit Card.

  • £0 annual fee
  • Representative 21.9% variable APR (0% for first 23 months)
  • Representative 21.9% variable balance transfer interest rate (0% for first 23 months)
  • 2.99% foreign currency transaction fee
  • 5% non-sterling cash handling fee
  • 5% cash advance handling fee
  • £9 late payment fee

For more detailed information on their costs, visit the Virgin Money Bank website and check out their summary box.

Virgin Money’s Address & Contact Details

Address: Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL.

To get in touch with Virgin Money, call 0800 389 2875.


If you’re looking for a simple credit card with low fees and rates, the Virgin Money All Round Credit Card should be on your radar. Visit the Virgin Money website to get started today.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.