Are you looking for a new, exciting, and user-friendly credit card? Well, your search has come to an end. Allow me to introduce you to the new Apple Credit Card, which will be on the market this summer. This card was created for people who are looking for a simple, everyday credit card that works with the applications and tools on your Apple iPhone.

The new Apple Credit Card comes not only with low fees; it also has unbeatable cashback perks that you shouldn’t miss out on.

If this is what you are looking for, read on to find out how you can apply for this credit card.

Apple Card

Benefits and Features of a New Apple Credit Card

When it comes to the security of your credit card, Apple has mastered this game. Every time you make a transaction, they will require you to authorize your purchase with your Touch or Face ID, and your transaction will reflect on your phone. Furthermore, if your credit card ever gets lost or stolen, you can freeze it as you apply for a new one.

If you apply for mobile banking, you will have the liberty of using their app, which color-codes your transactions and also tracks the location of purchases. If you spot a suspicious activity going on, you just have to tap it, and the location details via Apple maps will be made available to you.

And you’ll be excited about the cash back that you will receive. You get 3% back when you purchase anything from Apple. You will also get 2% back every time you purchase anything using Apple pay, and lastly 1% back in Daily Cash when you buy from anywhere else.

To help you make informed choices, Apple Card shows a range of payment options and also calculates the interest cost on different payment amounts in real time. As a way to pay less interest, Apple Card will also suggest spending a bit more every month and offers the flexibility to schedule more frequent payments.


The new Apple Card also allows your cashback to go straight to your Apple Cash in the Wallet app, and it’s up to you to decide how you will redeem your points.

You can use it to make a payment on your credit statement, make a payment to a friend in Messages, or you can just send it to your bank account.

Now that you’re familiar with some of the unique perks of the new Apple Card, read on to find out if you are eligible to apply.

Eligibility and How to Apply for the New Apple Credit Card

Applying for this credit is pretty simple and straightforward, as long as you are eligible. To qualify, you are supposed to be 18 years and above and a U.S citizen. You also must have a valid social security number.

For more information on eligibility and to apply, head to the Apple website. Since this credit card option will be available this summer, you can sign up to be notified when applications open.

Apple Credit Card Fees & Charges

It is always advisable to pay your credit card off on time, so as not to incur unnecessary fees that can negatively affect your credit score.

At Apple, the exact rates and fees of the new Apple Card have not officially been designated yet, however, these are some you can definitely expect.

  • Zero late fees
  • Variable APRs range from 13.24% to 24.24% based on creditworthiness

For more information on rates and fees, sign up for notifications from Apple to find out about charges once the card is released on the market.

Apple Contact and Address

This card is issued by Goldman Sachs. This bank’s address is located at 200 West St, New York, NY 10282. 

You can call Goldman Sachs at 1-844-MARCUS1.


Overall, this credit card is for individuals who place a high priority on security and convenience. If that is you, head to the Apple website and consider applying for this card this summer.

Note: There are risks involved when using credit products. Consult the bank’s terms and conditions before applying.