In need of a reliable everyday credit card? If you are, American Express has got you covered. Their wide range of offerings is equipped to handle any lifestyle.
The Blue Cash Preferred Card from American Express is the superior choice when it comes to getting unparalleled rewards.
With a cashback offering excellent reward options, you are surely in for a treat. To know more about how you can apply for this card, read on.
Blue Cash Preferred Card Features and Benefits
To better help you appreciate the advantages that come with owning an American Express card, let’s take a closer look at the Blue Cash Preferred Card from American Express today.
As a true-blue cash back card, it’s great to know that this offers you 6% cash back when you use your card at supermarkets in the US.
When you use this card at gas stations in the US, you will be given a 3% cash back offering. You are also entitled to earn 1% cash back on all other offerings. You can redeem these Reward Dollars in your statement credit. Now, how’s that for maximizing your savings?
With their accelerated cash back offering, you can earn faster rewards by getting additional cards for your family and friends. All their purchases will earn rewards just like yours.
Welcome Offer and More
As part of their welcome offer, you can earn $259 back when you spend $1,000 on purchases within the first 3 months of getting your card.
Depending on your needs or your interests, you can make the most out of your cash back by choosing from various reward options. You can use these to be credited to your statement, getting a gift card, or shop from hundreds of retailers.
How to Apply for a Blue Cash Preferred Card from American Express
Applying for a Blue Cash Preferred Card from American Express has just become easier with their online application form. Through this platform, all you need to do is fill out the application form and you can get a decision in as little as 30 seconds.
To be eligible, you must at least 18 years of age and must have a regular income. You must also give documents that provide proof of your identity, address, and employment. Keep in mind that they require a credit score of 570 or better. To get a low annual percentage rate and high credit limit, you need to have 670 or higher.
Apply via their website or drop by a branch nearest to your location.
Blue Cash Preferred Card from American Express Fees and Charges
To enjoy the perks of this card, you need to pay the appropriate fees and rates.
- Annual fee – $95
- APR for balance transfers and purchases – 0% for the 1st 12 months, then 13.99% to 23.99%
- Balance transfer fee – $5 or 3% of the amount of each transfer (whichever is higher)
- Cash advance fee – $5 or 3% of the amount used (whichever is greater)
- Late payment charge – up to $38
Bank Contact Info and Address
You can contact the bank’s 24/7 customer service line by calling 1-800-528-4800.
General American Express inquiries can be mailed to American Express, P.O. Box 981535, El Paso, TX 79998-1535.
With this reliable credit card, you can enjoy more relaxed and convenient banking without any hassle. To get one for yourself, visit a branch near you or give them a call today.
Note: There are risks involved when using a credit product. Consult the bank’s terms and conditions page before signing up for any offers.