Do you want to get unlimited rewards from your expenses using a credit card with no annual fee? Apply for a Capital One Credit card now and enjoy generous cash back and other perks. Excited to get this card? Read on to know more about Capital One Credit cards.

You can use your Capital One credit card for booking travel tickets and hotel accommodations inside and outside the US. Short of cash?

Don’t worry, you can make cash advances using the card. It also has a generous rewards system. Let us tackle the unique features of Capital One credit cards – specifically the Quicksilver Cash Rewards card.

Image source: capitalone.com

Capital One Credit Card Features

Depending on your lifestyle and financial capacity, you can choose one from Capital One’s suite of credit card. You can choose from its basic Journey Student Rewards to cards exclusive to executives and businesses.

Each type has its unique set of features and benefits. In this article, we’ll focus on Capital One Quicksilver Cash Rewards Credit Card (available in Visa).

Capital One Quicksilver Cash Rewards Benefits

Firstly, you will enjoy unlimited 1.5% cash back on your every purchase daily. This means you can get refunds from the accumulated points you’ve earned. You can also choose to convert them to gift cards.

Capital One will also welcome you as their new cardholder with a one-time $150 cash bonus. You can get this perk if you spend $500 worth of items within three months from receiving the card.

Moreover, you don’t need to pay for a transaction fee when you purchase outside the US. Likewise, you have a travel accident insurance. This means the card will cover the loss you incurred at no extra cost when you used to pay for your ticket.

This card is equipped with security features. Just use the Capital One Mobile App to lock your card when searching it. You can also unlock the card when you found it. What’s more, you’re also free of fraud liability if your card is lost.

How to Apply

You can order a Capital One Quicksilver Cash Credit Card by filling out an online form located on Capital One’s website. You need to present a proof of identification showing that you’re aged 18 or above.

You also need to give your social security number. Other requirements may also include proof of your gross annual income and a checking or savings account in any US bank.

Once your application is approved, the bank will give you a credit limit of $1,000 or higher. This amount will be based on your creditworthiness and financial status.

Fees and Interest Rates

This card has NO annual fee. But still, you need to take note of some fees like cash advance fee ($10 or 3% of the total amount, whichever is greater) and late payment fee ($38).

You can also kickstart your spending privilege with a 0% interest rate for the first 15 months. After this, the interest rate ranges from 14.74% to 26.74%, which depends on your financial capacity.

Bank Contact Info and Address

You can contact the bank by calling 1-800-695-5500 to apply for a card.

The bank’s mail inquiry office is located at Capital One, Attn: General Correspondence, P.O. Box 30285, Salt Lake City, UT 84130-0287.

Conclusion

Overall, Capital One Quicksilver Cash Credit Card is a good choice if you are a frequent spender who wants huge cash backs and rewards.

Note: There are risks involved when using any credit product. Consult the bank’s terms and conditions before applying.