We’ve all got different expectations from credit cards, if you want major rewards and no annual fee, a Capital One Venture Rewards Card might be for you. You have a bunch of choices in the credit card realm that might be right for you. You need to do your research and make sure you choose the right one for your lifestyle.

If you want unlimited rewards from your online purchases, especially if you’re travelling abroad Capital One credit card , might be it. Many Capital One Cards are not powered by Visa, Mastercard or other multinational financial and payment cards company. But you can still use any of the bank’s cards for online and offline shopping as well as booking flights and hotel accommodations.

You can also use a Capital One Credit Card to make cash withdrawals through cash advances. Capital One offers a complete line of credit cards to different people. It caters different types of people with different financial capacities, from its entry-level (Journey Student Rewards) to its suite of cards for businessmen. We’re going to to give you the low-down on the Capital One Venture Rewards Credit Card so you can more easily decide if it fits your lifestyle.

Interested in getting a card with unlimited rewards from online purchases, especially when travelling abroad? Capital One Venture Rewards Credit Card is your best choice. Here's how to apply...

What are the Benefits of a Capital One Credit Card

A cool  feature of being a Capital One Venture Rewards cardholder is its unlimited rewards. On every purchase every day, you can get unlimited 2X miles per dollar. These reward points can be converted into free flights and hotel accommodations. You can even use the points for Uber and Airbnb purchases. You can also redeem the points as gift cards and cash back.

The second major perk is you don’t need to pay for a transaction fee when you’re buying outside the US. You’re also entitled to a travel accident insurance for a covered loss when using the card for paying your fare.

Moreover, owning this card can give you peace of mind as it is equipped with security features. Its card lock feature will take effect when you misplace the card. You’re also cleared of fraud liability once the card is lost or stolen.

You can also manage this card using the Capital One Mobile App. Through this application, you can pay your bill and check your balance. The app also has Eno, an intelligent assistant, that monitors your account 24/7. Eno also sends you alerts and notifications whenever there are suspicious activities connected to your card.

What are the Fees for a Capital One Card

This card has no annual fee is waived for the first year. Afterwards, you should pay $95 every year.

You should also take note of certain fees, such as late payment fee of $38 and a cash advance fee of $10 or 3% of the total amount, whichever is greater.

The annual interest rate for this card ranges from 14.74% to 26.74% depending on your credit score.

In summary, the Capital One Venture Rewards is great for average or frequent travellers and spenders who want to gain various perks from their purchases.

Annual Fee: $0 for the first year, subsequent years require a fee of $95

Interest: 14.74 – 26.740%

Cash Advance: 3% or a minimum of $10

Late Fee: $38

How to Apply for a Capital One Venture Rewards Card

If you want to make a request for a Capital One Venture Rewards Credit Card, just fill out the online application form located on their website. Please make sure you keep in mind that you have to be eligible. You will need to present a proof of identification that shows your age (18 years old or older) and social security number.

You may also need to present a copy of your paycheck or any documentary proof of your gross annual income. You should also have an account in any US bank. If your application is approved, the Capital One will give you a credit limit of $5,000 or above, depending on your credit standing and financial capacity.

How to Contact Capital One Venture Rewards Credit Card

Head office

1680 Capital One Drive McLean

VA 22102-3491

Telephone: 1-800-227-4825

Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.