If you want to earn dollars back on what you spend then the Citi Double Cash Credit Card just might be for you. If you like spending and saving, you might just be in for a treat with this card. Citibank actually has a a wide range of credit cards that are designed to give you twice the amount you spent.
When selecting a card you need to take your lifestyle into account. There is not a one-card-fits-all option these days. You need to align your credit card choices with your lifestyle choices. Only you can know which card is better for you and just because you can get approved doesn’t mean that it is the right one for you.
A Citi Double Cash Credit Card provides you with cash back rewards and some exceptional benefits. But you should learn more about it to find it out if it is suited to your lifestyle. We’ve collected some need-to-know data so you can make an informed decision before diving in.
What are the Benefits of a Citi Double Cash Credit Card
Citibank prides itself on offering some of the most versatile credit cards in the world. We’re going to focus on the Citi Double Cash Credit Card (available in Mastercard).
Staying true to its name, this credit card allows you to earn cash back twice! First, you can earn 1% on your purchases and another 1% as you pay for those purchases in full or on an installment basis. This means you can say goodbye to spending more just to get more points. Now, how this for a bang for your buck deal, huh? You can redeem these cash back for checks or statement credits, allowing you to save more money in the long run.
Another benefit you might appreciate is its low introductory APR! By low, we mean 0% APR on balance transfers for the first 18 months! After this period, your APR will revert back to the normal 15.49% to 25.49% APR.
As loyal patrons, Citi allows you to gain special access to exclusive and exlusive tickets to thousands of events around the globe. These include pre-sale tickets, VIP packages, concerts, orchestras, sporting events, dining, and even movie screenings! What more could you want in this reliable little card?
What are the Fees of a Citi Double Cash Credit Card
There is NO annual fee for this card, allowing you to enjoy your savings. However, there are some charges you need to pay on a regular basis.
This includes the APR starting from 15.49% to 25.49%, the balance transfer fee of $5 or 3% of the amount of each transfer (whichever is higher), and a cash advance fee of $10 or 5% of the amount used (whichever is greater). You also need to remember the foreign purchase transaction charge of 3% and the late payment fee of up to $35.
In the end, you can see that the Citi Double Cash Credit Card is the best companion for everyday saving. Use this card on a regular basis and you can rack up points as well as cash back rewards. What are you waiting for? Apply now!
Annual Fee: $0
Interest: 15.49% to 25.49% depending on your credit score
Cash Advance: 5% or a minimum of $10
Late Fee: $35
How to Apply for a Citi Double Cash Credit Card
Requesting your own Citi Double Cash Credit Card just became more convenient with their online application form option. Simply visit their website so you can fill out the application form through your computer or your mobile device.
In completing this application, you need to be at least 18 years of age and must have a steady stream of income. You also need to provide your Social Security Number, address and contact information, financial information, and employment details.
After your submission, you may receive an update in 4 weeks. If approved, you will be given a credit limit based on your financial standing. This can range from $500 to $5,000 depending on your creditworthiness.
How to Contact Citi Double Cash Credit Card
Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.