Are you on a hunt for a credit card that comes with low rates and is also user-friendly? Well, worry no more, because your search has come to an end. Let me introduce you to the U.S. Bank Visa® Platinum Credit Card, an award-winning credit card which has been rated by Nerdwallet as one of the best 10 credit cards of 2019.

This credit card not only offers low rates; it also comes with other amazing benefits and incentives that you shouldn’t miss out on.

If this interests you, read on to find out how you can apply for this credit card today.

U.S Bank Visa Platinum Credit Card

Benefits and Features of a U.S. Bank Visa® Platinum Credit Card

With this credit card, it is entirely up to you to choose which payment due date is suitable for you. Additionally, their Fraud Prevention system assures you that you will not be responsible for any unauthorized transactions if your credit card is stolen or lost.

Are you the kind who keeps forgetting payment dates? Luckily, with this credit card, there is a provision where you can set automatic payments so that you stay on track and don’t end up incurring any interest or late fees.

And if you are concerned about your credit card’s protection, you don’t have to waste your time worrying any longer. Once you register with online banking, you will be able to monitor and transact online on the mobile app without having to make trips to your bank. Furthermore, there is a 24/7 helpline to help you if you suspect any fraudulent activity going on.

If you register with online banking, you will also be able to get your TransUnion Credit Score at absolutely no cost. Furthermore, you will receive email alerts in case there are any changes to your credit card.

Convenience

With your smartphone, you can use Platinum and enjoy the convenience of mobile payments. How about that? It is super easy, and the good news is that these mobile payments are accepted in many stores and apps.

Now that you’re familiar with some of the amazing benefits of this credit card, let’s find out the criteria for eligibility and how you can apply today.

Eligibility and How to Apply for a U.S. Bank Visa® Platinum Credit Card              

Applying for this credit card is pretty simple and straightforward, but you must be eligible first. To qualify, you must be 18 years of age and above, and you must be a legal resident of the United States with a social security number.

For more detailed information on eligibility, enter your information in the online application. You can apply via the U.S Bank website, in person at a local branch, or by calling the U.S. Bank phone number.

U.S. Bank Visa® Platinum Credit Card Fees & Charges

To fully enjoy the benefits that come with this credit card, it is advisable to fully pay your credit card on time to avoid extra charges from the bank that might affect your credit score.

Take a look at this overview of normal fees and rates you can expect with the Visa Platinum Credit Card.

  • 0% introductory APR for the first 20 billing cycles
  • 14.74% to 25.74% APR after 20 months based on your creditworthiness
  • 0% introductory APR for balance transfers for the first 20 billing cycles
  • 14.74% to 25.74% APR for balance transfers after 20 months based on your creditworthiness
  • 26.24% APR for cash advances
  • $0 annual fee
  • 2% foreign transaction fee in U.S dollars
  • 3% foreign transaction fee in foreign currency
  • $39 late payment
  • 3% or $5 balance transfer fee
  • 4% or $10 cash advance fee

Bank Contact Address

U.S. Bank has corporate headquarters located at 425 Walnut Street, Cincinnati, Ohio in the United States. 

Conclusion

If you have been looking for a credit card that gives you good deals in your daily purchases, get a hold of this credit card. Head to the U.S Bank and apply for your U.S. Bank Visa® Platinum Credit Card today.

Note: There are risks involved when using credit products. Consult the bank’s terms and conditions before applying.