Are you looking for a credit card that comes with low fees and will also help you build your credit score? You have come to the right place. Allow me to introduce you to the Absa Flexi Core Credit Card.

This card will not only give you a financially stress-free life; it will also help you track your expenses and make fixed monthly payments.

Does this sound like a good deal to you? If so, read on to find out more about its benefits and features and how you can apply for this credit card today.

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Benefits and Features of an Absa Flexi Core Credit Card

Are you the kind of person who wants to build your credit history? With the Absa Flexi Core Credit card, you are assured that this is possible, and it can be done with relative ease.

It’s a necessity to pay your dues and use your card responsibly, but with this card, the process is made pretty convenient for you.

With this credit card, you will enjoy automatic basic travel insurance. If you are traveling and you get stuck in a bad travel expense-related situation, insurance will help to sort you out.

In terms of protection, you can also enjoy Absa’s Free Lost Card Protection service, as well as a fixed monthly payment system to help you get control of your finances in a responsible way.

More Perks

This card may also be right for you if you enjoy zero transaction fees on your purchases. With the Flexi Core card, you will enjoy up to 57 days of zero interest on purchases.

This will allow you a window of opportunity to make purchases at any store of your choice without having to worry about interest rates, but remember to do so responsibly.

This card allows great perks for easy budgeting and spending responsibly. If these benefits interest you in applying, read on to find out about eligibility and the application process.

Eligibility and How to Apply for an Absa Flexi Core Credit Card

Applying for this credit card is relatively simple and straightforward, as long as you are eligible. To qualify, you must be 18 years or older with a monthly income between R2 000 and R4 000. You must also undergo an affordability assessment.

To apply, head to the Absa Bank website and prepare the following documents: a valid South African ID or Smart card, proof of residence, and latest proof of income for three consecutive months.

For more information on eligibility and what will happen once your application is processed, contact Absa Bank.

Absa Flexi Core Credit Card Fees & Charges

To fully utilize the benefits and features that come with this credit card, it is always advisable to pay your card on time to avoid extra bank charges that might negatively affect your credit score.

Take a look at this brief overview of fees and rates associated with this credit card.

  • Monthly fee – R14
  • Initiation fee – R175
  • R0 transaction fees on purchases 
  • 0% introductory interest rate for up to 57 days of opening a card (17.5% on debit straight transactions and 0.2% credit after this)
  • Monthly facility fee – R30
  • Secondary card monthly fee – R16.5 per card
  • Card declined fee – R8.5
  • Absa ATM fee – R2 per R100
  • Overseas ATM fee – R75
  • Garage card purchases – R6.5

Other common credit charges commonly include late payment fees, over-limit fees, and more, to mention. For more detailed information on the specific fees and rates of this card, visit the Absa Bank website or speak with an Absa Bank consultant.

Bank Contact Info and Address

To get in touch with the bank, you can call 0861 462 273 for card support services Monday-Friday 8am-5:30pm, or Saturdays 8am-1pm. You can also call 0861 114 411 to apply over the phone.

Their headquarters are located at 15 Troye Street, Johannesburg, South Africa.

You can also email Absa at this address:


Overall, if you are in search of a good credit card for building up your credit score, the Absa Flexi Core Credit Card should be on your radar.

Head to the Absa Bank website and apply for this credit card today.

Note: There are terms and conditions to be aware of when using credit products. Head to the bank’s terms and conditions page before signing any agreement.