Are you looking for a credit card with a low monthly fee and personalized interest rate? Well, your search has comes to an end. Let me introduce you to the Standard Bank Gold Credit Card.

Standard Bank offers this card to those in search of associated travel perks and other promotions.

Are you interested in knowing more about this credit card? If so, read on to find out about more of its features and how you can apply today.

Standard Bank Gold Credit Card

Benefits and Features of a Standard Bank Gold Credit Card

Are you a travel nomad? Well, with this credit card, you can get discounts on selected flights such as Emirates. The Standard Bank assures you that you can get up to a 35% discount on select flights when you use your credit card to pay with Emirates airlines. Furthermore, you will also enjoy automatic basic travel insurance.

Love movies? Standard Bank understands the need to indulge in leisure activities sometimes, and that is why if you use your card to pay for movies, you will receive extra SK Club movie tickets.

This Credit card allows you to buy 1GB every month for a one time fee of just R19. This promotion lasts for a whole year!

When you register for online banking, you will be able to transact and manage your finances online. You can also link your credit card on SnapScan or MasterPass apps to pay by phone. This card also has the perk of being a chip- and PIN-enabled MasterCard.

More Perks

Lastly, with this credit card, you are assured of security for your card. If you encounter any issues, dial their 24⁄7 standby customer care, and they will be at your service.

Now that you’re familiar with some of the awesome perks of this credit card, read on to find out how you can apply for one today.

Eligibility and How to Apply for a Standard Bank Gold Credit Card

Applying for this credit card is super easy and straightforward, as long as you are eligible. To qualify, you must be 18 years and above with a valid South African ID or a passport if you are not a citizen. You also must be earning R5 000 or more per month.

To apply, head to the Standard Bank website alongside these documents: a recent payslip with a minimum of three months statement plus proof of residence, which shouldn’t be older than three months.

If approved, you can start transacting as soon as you receive your card.

Standard Bank Gold Credit Card Fees & Charges

To fully enjoy the benefits that come with this credit card, it is always advisable to pay your credit card on time to avoid extra charges from the bank.

Take a look at some of the rates and fees associated with this card.

  • Personalized APR (typically 7.25% – 17.75%)
  • R54,00 monthly fee
  • R175,00 initial fee
  • R45,00 ATM cheque deposits
  • R2,25 cashback fees
  • 2.75% of rand value international transaction fee
  • R45,000 branch cheque deposits
  • R3,00 cash decline fee (R9,00 at outside banks)

For more detailed information on fees and other factors to consider, head to the Standard Bank website and check out the 2019 pricing guide.

Bank Contact Info and Address

You can contact Standard Bank by calling their customer contact centre at 0861 201 000.

Their address is located at 5 Simmonds Street, Selby, Johannesburg, 2001.


Overall, the Standard Bank Gold Credit Card is here to give you a secure and low-stress financial life.

If that is what you are looking for, head to the Standard Bank website and apply for your credit card today.

Note: There are risks associated with using any credit product. Visit the bank’s terms and conditions page before signing up for a credit card.